CCertihomes
640 Florida Grove Road, Perth Amboy, NJ 08861

$699,999

4 beds 3 baths 2,146 sqft Built 19490 days on marketActive

About this home

Welcome to 640 Florida Grove Road, a well-maintained two-family home in a Perth Amboy location! Each unit offers two bedrooms and one full bathroom, making this a great opportunity for an owner-occupant or investor. The property also features a finished basement with a private entrance, providing additional flexible space. The driveway and backyard feature newer pavers installed in 2020, creating attractive, low-maintenance outdoor areas ideal for parking and entertaining. Conveniently located near shopping, dining, schools, public transportation, and major highways, including Routes 287, 440, 35, 1 & 9, and the New Jersey Turnpike. Don't miss this fantastic opportunity in a commuter-friendly location!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$6,532/mo

Real estate (PITI + HOA + PMI)
$6,237
Principal + interest$4,509
Property tax + insurance$1,465
PMI / 2nd mortgage$263
Utilities
$618
Heating + cooling$147
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$145
Car insurance + maintenance$145
Other (entertainment)
$158
$6,532/mo TLC
Budget$7,032/mo
Remaining after TLC$500/mo
Purchase price
$699,999
Down payment
$35,000 (5%)
Loan amount
$664,999
APR
7.19%

Quick facts

Type
2 Family
Style
Year built
1949
Lot size
0.124 ac
Stories
2
Heating
Radiant
Cooling
A/C Window Unit(s)
Water
Public
HOA
Annual tax
$9,010
MLS #
2770151M
County
Middlesex

At a glance

Basement

Home features

Appliances
Water Heater(Gas)Water HeaterUnit 1(DryerRange/OvenRefrigerator)Unit 2(Refrigerator)
Interior
Unit 1(1 Bath2 BedroomsDining RoomKitchenLiving Room)Unit 2(1 Bath2 BedroomsDining RoomKitchenLiving Room)
Flooring
Unit 2 Carpet
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

See Remarks

Neighborhood — 08861

MetricThis ZIPCountyUSA
Population46,7828,832,837299,088,112
Population Change Since199020.00%14.00%20.00%
Population Density8,5841,137
Male23,3924,307,827147,432,321
Female23,3904,525,010151,655,844
Never Married12,5231,965,81163,775,926
Married14,3943,647,435123,120,365
Separated3,833391,23912,639,686
Widowed2,051515,17215,467,586
Divorced3,067529,39323,075,029
Number Of House Hold14,3073,167,345111,826,380
Average House Hold Size3.232.732.60
Medial Age31.7837.1535.46
Median House Hold Income$41,463$63,392$48,276
Average House Hold Income$52,403$83,312$63,629
P C I$16,734$30,662$24,529
M D I$36,156$52,505$41,133
A T H E$45,041$61,369$50,898
S T R7.00%7.00%
W C J80.27%81.02%77.74%
(Zip) Code
8861

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 7/25/2026. Provided courtesy of REAL via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.