CCertihomes
407 Market Street, Perth Amboy, NJ 08861

$398,000

3 beds 2 baths 1,122 sqft Built 198419 days on marketClosed

About this home

Beautifully maintained 3-bedroom, 1.5-bath home conveniently located in the heart of Perth Amboy. Enjoy close proximity to the waterfront, shopping, dining, schools, parks, and major transportation options including NJ Transit, buses, and nearby highways for an easy commute. This inviting home offers comfortable living spaces, functional layout, and convenient access to everything the area has to offer. A great opportunity to enjoy all the conveniences and amenities of vibrant Perth Amboy living.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$3,880/mo

Real estate (PITI + HOA + PMI)
$3,524
Principal + interest$2,564
Property tax + insurance$811
PMI / 2nd mortgage$149
Utilities
$512
Heating + cooling$94
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$145
Car insurance + maintenance$145
Other (entertainment)
$158
$3,880/mo TLC
Budget$5,000/mo
Remaining after TLC$1,120/mo
Purchase price
$398,000
Down payment
$19,900 (5%)
Loan amount
$378,100
APR
7.19%

Quick facts

Type
Townhouse, Single Family Residence
Style
Townhouse, Two Story
Year built
1984
Lot size
0.0413 ac
Stories
2
Heating
Baseboard, Baseboard Hotwater
Cooling
Ceiling Fan(s), Window Unit(s)
Water
Public
HOA
Annual tax
$4,903
MLS #
2616563R
County
Middlesex

At a glance

Basement
Dishwasher

Home features

Appliances
DishwasherDryerGas Range/OvenRefrigeratorWasherGas Water Heater
Interior
KitchenBath HalfLiving Room3 BedroomsBath FullNone
Parking
2 Car WidthOn Site
Kitchen
Eat-in Kitchen
Flooring
Carpet, See Remarks, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Interior Lot

Neighborhood — 08861

MetricThis ZIPCountyUSA
Population46,7828,832,837299,088,112
Population Change Since199020.00%14.00%20.00%
Population Density8,5841,137
Male23,3924,307,827147,432,321
Female23,3904,525,010151,655,844
Never Married12,5231,965,81163,775,926
Married14,3943,647,435123,120,365
Separated3,833391,23912,639,686
Widowed2,051515,17215,467,586
Divorced3,067529,39323,075,029
Number Of House Hold14,3073,167,345111,826,380
Average House Hold Size3.232.732.60
Medial Age31.7837.1535.46
Median House Hold Income$41,463$63,392$48,276
Average House Hold Income$52,403$83,312$63,629
P C I$16,734$30,662$24,529
M D I$36,156$52,505$41,133
A T H E$45,041$61,369$50,898
S T R7.00%7.00%
W C J80.27%81.02%77.74%
(Zip) Code
8861

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 5/27/2026. Provided courtesy of RE/MAX OUR TOWN via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

407 Market Street · Perth Amboy — $398,000 · Certihomes