CCertihomes
108 Howard Avenue, Middlesex, NJ 08846

$629,900

3 beds 3 baths 1,700 sqft Built 195917 days on marketClosed

About this home

Move right into this beautifully updated 3-bedroom, 3 full bath ranch offering the perfect blend of comfort, style, and functionality. The updated kitchen features tumbled marble flooring and backsplash, stainless steel appliances, a refrigerator less than 2 years old, an electric range approximately 4 years old, recessed lighting, and a separate dining area. Gleaming hardwood floors add warmth and character throughout the main living areas.The spacious family room includes sliding glass doors leading to a deck overlooking the private backyard, creating an ideal setting for entertaining or relaxing outdoors. Additional features include central air conditioning, a whole-house fan, attic fan, and a 2-zone Navien combi heating system for year-round comfort and efficiency.The beautifully finished lower level offers approximately 20 feet of recreation space with laminate flooring, a separate 20-foot game/train room with storage closets, a full bath with shower stall, a dedicated laundry area featuring a 2-year-old washer and dryer, and abundant storage space.Outside, enjoy the privacy of the backyard, a large storage shed, underground sprinkler system, and a repaved driveway completed approximately 3 years ago. The roof was replaced approximately 5 years ago and includes gable and roof vents for added ventilation. This meticulously maintained home offers exceptional space, updates, and storage both inside and out. Incl W/D/ref in kit/shades/security camera w/recorder&console

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 4% APR.

Your estimated payment
$4,889/mo

Real estate (PITI + HOA + PMI)
$4,632
Principal + interest$2,857
Property tax + insurance$1,539
PMI / 2nd mortgage$236
Utilities
$569
Heating + cooling$130
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$112
Car insurance + maintenance$112
Other (entertainment)
$143
$4,889/mo TLC
Budget$5,389/mo
Remaining after TLC$500/mo
Purchase price
$629,900
Down payment
$31,495 (5%)
Loan amount
$598,405
APR
4%

Quick facts

Type
Single Family Residence
Style
Ranch
Year built
1959
Lot size
0.2296 ac
Stories
1
Heating
Zoned, Baseboard, Baseboard Hotwater, See Remarks
Cooling
Central Air, Ceiling Fan(s), Wall Unit(s), Window Unit(s), Attic Fan
Water
Public
HOA
Annual tax
$10,878
MLS #
2616728R
County
Middlesex

At a glance

Air conditioning
Basement
Garage (1)
Dishwasher

Home features

Appliances
DishwasherDryerElectric Range/OvenRefrigeratorRangeWasherKitchen Exhaust FanGas Water Heater
Interior
Shades-Existing3 BedroomsKitchenLiving RoomBath MainBath OtherDining RoomFamily RoomNone
Exterior
BarbecueOpen Porch(es)DeckPatioSidewalkFencing/Wall
Community
Sidewalks
Parking
Attached Carport2 Car WidthAsphaltGarageAttachedBuilt-In GarageDetached
Patio & porch
PorchDeckPatio
Kitchen
Granite/Corian CountertopsKitchen Exhaust FanSeparate Dining Area
Dining
Living Dining Combo
Master bedroom
1st FloorFull Bath
Flooring
Ceramic Tile, Laminate, Marble, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Level

Neighborhood — 08846

MetricThis ZIPCountyUSA
Population13,6578,832,837299,088,112
Population Change Since19909.00%14.00%20.00%
Population Density4,0431,137
Male6,6844,307,827147,432,321
Female6,9734,525,010151,655,844
Never Married2,5831,965,81163,775,926
Married6,0113,647,435123,120,365
Separated352391,23912,639,686
Widowed981515,17215,467,586
Divorced974529,39323,075,029
Number Of House Hold5,0033,167,345111,826,380
Average House Hold Size2.722.732.60
Medial Age37.9537.1535.46
Median House Hold Income$69,439$63,392$48,276
Average House Hold Income$82,714$83,312$63,629
P C I$30,699$30,662$24,529
M D I$56,961$52,505$41,133
A T H E$61,865$61,369$50,898
S T R7.00%7.00%
W C J70.93%81.02%77.74%
(Zip) Code
8846

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 6/1/2026. Provided courtesy of BHHS FOX & ROACH REALTORS via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.