CCertihomes
21 Thomas Street, Metuchen, NJ 08840

$899,000

4 beds 3 baths 2,456 sqft Built 195811 days on marketClosed

About this home

Charming Metuchen Living at its Finest! Welcome home to this beautifully appointed 2400 sq.ft. 4-bedroom, 3-bathroom gem, perfectly situated just a short, easy stroll from Metuchen's vibrant award winning downtown and the NJ Transit train station. From the moment you step onto the cozy front porch, you'll feel right at home. The main level boasts a spacious living room ideal for relaxing, which flows seamlessly into a gourmet chef's kitchen. Outfitted with stainless steel appliances, a double oven, a center island, and ample counter space. The dining room has a beautiful tray ceiling. It's a true centerpiece for entertaining family and friends. Gorgeous hardwood floors throughout the home. Down from the living room is a family room perfect for recreation with a full bath. Upstairs, retreat to your private master suite, while three additional bedrooms offer plenty of space for family, guests, or a home office. Need storage? You'll love the full basement and two large attics! Outside, enjoy a quaint, low-maintenance yard and a detached garage. Combining suburban charm, modern amenities, and unbeatable commuter convenience, this home is an absolute must-see!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$8,485/mo

Real estate (PITI + HOA + PMI)
$8,278
Principal + interest$5,791
Property tax + insurance$2,150
PMI / 2nd mortgage$337
Utilities
$623
Heating + cooling$150
Internet + TV + phone$157
Water + sewer + garbage$58
Transportation
$129
Car insurance + maintenance$129
Other (entertainment)
$157
$8,485/mo TLC
Budget$8,985/mo
Remaining after TLC$500/mo
Purchase price
$899,000
Down payment
$44,950 (5%)
Loan amount
$854,050
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Split Level
Year built
1958
Lot size
0.1217 ac
Stories
2
Heating
Baseboard, Radiant, Forced Air
Cooling
Central Air, Ceiling Fan(s)
Water
Public
HOA
Annual tax
$14,953
MLS #
2616454R
County
Middlesex

At a glance

Air conditioning
Basement
Garage (1)
Dishwasher

Home features

Appliances
Self Cleaning OvenDishwasherDryerGas Range/OvenMicrowaveRefrigeratorRangeOvenWasherGas Water Heater
Interior
Entrance FoyerKitchenLiving RoomDining Room1 Bedroom2 Bedrooms3 BedroomsBath FullFamily Room
Exterior
BarbecueOpen Porch(es)DeckPatioEnclosed Porch(es)SidewalkFencing/WallYard
Community
Sidewalks
Parking
1 Car Width3 Cars DeepAsphaltGarageAttachedBuilt-In GarageDetachedDrivewayPaved
Patio & porch
PorchDeckPatioEnclosed
Kitchen
Granite/Corian CountertopsKitchen IslandPantryEat-in Kitchen
Dining
Formal Dining Room
Master bedroom
Two SinksFull BathWalk-In Closet(s)
Accessibility
Stall Shower
Spa
Bath
Flooring
Ceramic Tile, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Near Shopping, Near Train, Wooded

Neighborhood — 08840

MetricThis ZIPCountyUSA
Population12,5058,832,837299,088,112
Population Change Since19908.00%14.00%20.00%
Population Density3,9731,137
Male6,1484,307,827147,432,321
Female6,3574,525,010151,655,844
Never Married2,4091,965,81163,775,926
Married5,9623,647,435123,120,365
Separated248391,23912,639,686
Widowed685515,17215,467,586
Divorced714529,39323,075,029
Number Of House Hold4,6383,167,345111,826,380
Average House Hold Size2.692.732.60
Medial Age38.8337.1535.46
Median House Hold Income$91,148$63,392$48,276
Average House Hold Income$116,452$83,312$63,629
P C I$43,580$30,662$24,529
M D I$71,699$52,505$41,133
A T H E$78,902$61,369$50,898
S T R7.00%7.00%
W C J78.69%81.02%77.74%
(Zip) Code
8840

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 6/4/2026. Provided courtesy of KELLER WILLIAMS ELITE REALTORS via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

21 Thomas Street · Metuchen — $899,000 · Certihomes