CCertihomes
48 Catalpa Avenue, Perth Amboy, NJ 08861

$529,999

5 beds 4 baths 2,700 sqft Built 19291 days on marketActive

About this home

Enjoy coastal living in this spacious 2, 700 sq. ft. duplex located in one of Perth Amboy's most desirable waterfront neighborhoods . This well-maintained 5-bedroom, 3 and half-bath home has been thoughtfully updated over the years while maintaining its original character, offering a versatile layout for a variety of living needs. The main level features a foyer , bright living room, formal dining area, updated kitchen, and a convenient powder room. The second floor offers three generously sized bedrooms and a full bathroom. The third floor includes two additional bedrooms, another full bathroom, and ample closet space, providing flexibility for guests, home office space, or other uses. The full basement features high ceilings, a full bathroom, and existing gas and plumbing connections, providing exceptional potential for expanded living space, entertaining, or other permitted uses, subject to local requirements and approvals. Situated across from tennis and pickleball courts and near the waterfront promenade, the property provides convenient access to outdoor recreation and scenic bay views. Nearby attractions include the Raritan Bay Yacht Club, The Armory, The Barge, the historic Kearny Cottage, fishing piers, and public boat launches. Conveniently located near major highways, public transportation, shopping, restaurants, and local amenities, 48 Catalpa Ave combines generous living space, a desirable location, and the appeal of waterfront community living. A rare opportunity to own a spacious 2, 700 sq. ft. home in one of Perth Amboy's established waterfront neighborhoods.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$5,144/mo

Real estate (PITI + HOA + PMI)
$4,780
Principal + interest$3,414
Property tax + insurance$1,167
PMI / 2nd mortgage$199
Utilities
$628
Heating + cooling$152
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$145
Car insurance + maintenance$145
Other (entertainment)
$158
$5,144/mo TLC
Budget$5,644/mo
Remaining after TLC$500/mo
Purchase price
$529,999
Down payment
$26,500 (5%)
Loan amount
$503,499
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Duplex-Side By Side
Year built
1929
Lot size
0.0505 ac
Stories
2
Heating
Baseboard
Cooling
Attic Fan
Water
Public
HOA
Annual tax
$6,969
MLS #
2662195M
County
Middlesex

At a glance

Basement
Garage (1)
Waterfront

Home features

Appliances
DryerWasherGas Water Heater
Interior
Entrance FoyerKitchenLaundry RoomBath HalfLiving RoomDenDining RoomFamily Room3 BedroomsBath Full2 Bedrooms
Parking
CommonGarageDetached
Kitchen
Eat-in Kitchen
Dining
Living Dining Combo
Flooring
Carpet, Ceramic Tile, Laminate, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

See Remarks, Waterfront, Waterview

Neighborhood — 08861

MetricThis ZIPCountyUSA
Population46,7828,832,837299,088,112
Population Change Since199020.00%14.00%20.00%
Population Density8,5841,137
Male23,3924,307,827147,432,321
Female23,3904,525,010151,655,844
Never Married12,5231,965,81163,775,926
Married14,3943,647,435123,120,365
Separated3,833391,23912,639,686
Widowed2,051515,17215,467,586
Divorced3,067529,39323,075,029
Number Of House Hold14,3073,167,345111,826,380
Average House Hold Size3.232.732.60
Medial Age31.7837.1535.46
Median House Hold Income$41,463$63,392$48,276
Average House Hold Income$52,403$83,312$63,629
P C I$16,734$30,662$24,529
M D I$36,156$52,505$41,133
A T H E$45,041$61,369$50,898
S T R7.00%7.00%
W C J80.27%81.02%77.74%
(Zip) Code
8861

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 6/8/2026. Provided courtesy of RE/MAX SELECT via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

48 Catalpa Avenue · Perth Amboy — $529,999 · Certihomes