CCertihomes
350 Summit Avenue, Perth Amboy, NJ 08861

$399,999

3 beds 1 baths 1,200 sqft Built 19246 days on marketActive

About this home

Freshly updated and move-in ready! This 3-bedroom, 1-bath home features a renovated kitchen, new flooring, and fresh paint throughout. Offering a bright and welcoming interior, this property is perfect for buyers seeking an affordable home with modern updates. Conveniently located near shopping, dining, transportation, and major roadways. Don't miss this great opportunity!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$3,948/mo

Real estate (PITI + HOA + PMI)
$3,587
Principal + interest$2,577
Property tax + insurance$860
PMI / 2nd mortgage$150
Utilities
$524
Heating + cooling$100
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$145
Car insurance + maintenance$145
Other (entertainment)
$158
$3,948/mo TLC
Budget$5,000/mo
Remaining after TLC$1,052/mo
Purchase price
$399,999
Down payment
$20,000 (5%)
Loan amount
$379,999
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Traditional
Year built
1924
Lot size
0.0574 ac
Stories
2
Heating
Radiators-Steam
Cooling
Ceiling Fan(s)
Water
Public
HOA
Annual tax
$5,431
MLS #
2662259M
County
Middlesex

At a glance

Basement

Home features

Appliances
Gas Range/OvenRefrigeratorWater Heater
Interior
Entrance FoyerKitchenLiving Room3 BedroomsBath FullNone
Parking
None
Kitchen
Eat-in Kitchen
Flooring
Ceramic Tile, Vinyl-Linoleum, Wood
Roof
Flat
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

See Remarks

Neighborhood — 08861

MetricThis ZIPCountyUSA
Population46,7828,832,837299,088,112
Population Change Since199020.00%14.00%20.00%
Population Density8,5841,137
Male23,3924,307,827147,432,321
Female23,3904,525,010151,655,844
Never Married12,5231,965,81163,775,926
Married14,3943,647,435123,120,365
Separated3,833391,23912,639,686
Widowed2,051515,17215,467,586
Divorced3,067529,39323,075,029
Number Of House Hold14,3073,167,345111,826,380
Average House Hold Size3.232.732.60
Medial Age31.7837.1535.46
Median House Hold Income$41,463$63,392$48,276
Average House Hold Income$52,403$83,312$63,629
P C I$16,734$30,662$24,529
M D I$36,156$52,505$41,133
A T H E$45,041$61,369$50,898
S T R7.00%7.00%
W C J80.27%81.02%77.74%
(Zip) Code
8861

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 6/19/2026. Provided courtesy of FOX & FOXX REALTY, LLC via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.