Closed$349,000
TLC ≈ $2,888/mo
3 2 2,488 sqft
379 S Main Street S, Phillipsburg, NJ 08865
189 Summit Avenue, Phillipsburg, NJ 08865
$329,000
3 beds 3 baths 1,060 sqft Built 19400 days on marketActive
About this home
Welcome to this charming Cape Cod offering 3 bedrooms, 2.5 bathrooms, and a fully finished basement with its own separate outside entrance. Filled with natural light, this warm and inviting home offers spacious living and dining areas, an updated kitchen, and a convenient half bathroom on the main level. Upstairs, you'll find all three generously sized bedrooms along with a full bathroom. The fully finished basement adds valuable living space and features a full bathroom, making it ideal for a recreation room, home office, gym, guest area, or additional living space. Enjoy relaxing on the welcoming front porch and appreciate a layout designed for everyday comfort and functionality. Conveniently located near schools, shopping, dining, and public transportation, this move-in-ready home offers the perfect blend of space, comfort, and convenience. Don't miss the opportunity to make it your own!
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.
Your estimated payment
$3,196/mo
- Real estate (PITI + HOA + PMI)
- $2,863
- Utilities
- $479
- Transportation
- $114
- Other (entertainment)
- $155
Principal + interest$2,119
Property tax + insurance$621
PMI / 2nd mortgage$123
Heating + cooling$79
Internet + TV + phone$155
Water + sewer + garbage$58
Car insurance + maintenance$114
Budget$5,000/mo
Remaining after TLC$1,804/mo
Purchase price
$329,000
Down payment
$16,450 (5%)
Loan amount
$312,550
APR
7.19%
Quick facts
Type
Single Family Residence
Style
Cape Cod
Year built
1940
Lot size
0.04 ac
Stories
2
Heating
Baseboard
Cooling
Ceiling Fan(s), See Remarks
Water
Public
HOA
—
Annual tax
$3,409
MLS #
2616379R
County
Warren
At a glance
Basement
Dishwasher
Home features
Appliances
DishwasherDryerGas Range/OvenMicrowaveRefrigeratorRangeWasherGas Water Heater
Interior
Entrance FoyerKitchenBath HalfLiving RoomDining Room3 BedroomsBath FullAttic
Exterior
Open Porch(es)Enclosed Porch(es)
Patio & porch
PorchEnclosed
Kitchen
Kitchen Island
Dining
Living Dining Combo
Flooring
Ceramic Tile, Vinyl-Linoleum, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple
Lot features
Near Shopping, See Remarks
Neighborhood — 08865
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 30,824 | 8,832,837 | 299,088,112 |
| Population Change Since1990 | 17.00% | 14.00% | 20.00% |
| Population Density | 693 | 1,137 | — |
| Male | 14,794 | 4,307,827 | 147,432,321 |
| Female | 16,030 | 4,525,010 | 151,655,844 |
| Never Married | 5,783 | 1,965,811 | 63,775,926 |
| Married | 13,313 | 3,647,435 | 123,120,365 |
| Separated | 965 | 391,239 | 12,639,686 |
| Widowed | 2,383 | 515,172 | 15,467,586 |
| Divorced | 2,145 | 529,393 | 23,075,029 |
| Number Of House Hold | 9,894 | 3,167,345 | 111,826,380 |
| Average House Hold Size | 3.09 | 2.73 | 2.60 |
| Medial Age | 37.94 | 37.15 | 35.46 |
| Median House Hold Income | $51,174 | $63,392 | $48,276 |
| Average House Hold Income | $62,007 | $83,312 | $63,629 |
| P C I | $20,527 | $30,662 | $24,529 |
| M D I | $43,243 | $52,505 | $41,133 |
| A T H E | $50,282 | $61,369 | $50,898 |
| S T R | 7.00% | 7.00% | — |
| W C J | 80.19% | 81.02% | 77.74% |
(Zip) Code
8865
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
Open in Google Maps →Recently sold nearby
Listing information last refreshed 6/15/2026. Provided courtesy of LEGACY REALTY GROUP via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.