Closed$425,000
TLC ≈ $3,744/mo
4 1 1,300 sqft
44 Lillian Street, Fords, NJ 08863
112 Commerce Street, Perth Amboy, NJ 08861
$399,000
3 beds 3 baths 1,332 sqft Built 20023 days on marketActive
About this home
Welcome to this well-maintained and versatile home offering comfortable living space across three finished levels. Situated on a corner lot, this property features a private driveway, attractive curb appeal, and a fully fenced backyard perfect for outdoor entertaining, pets, or gardening. The property also includes off-street parking and convenient access to shopping, dining, parks, schools, major highways, and public transportation. Combining functional living space, multiple finished levels, two full bathrooms, a private yard, and a desirable location, this home presents an outstanding opportunity for homeowners seeking comfort, convenience, and versatility.
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.
Your estimated payment
$3,721/mo
- Real estate (PITI + HOA + PMI)
- $3,360
- Utilities
- $524
- Transportation
- $145
- Other (entertainment)
- $158
Principal + interest$2,570
Property tax + insurance$640
PMI / 2nd mortgage$150
Heating + cooling$100
Internet + TV + phone$158
Water + sewer + garbage$58
Car insurance + maintenance$145
Budget$5,000/mo
Remaining after TLC$1,279/mo
Purchase price
$399,000
Down payment
$19,950 (5%)
Loan amount
$379,050
APR
7.19%
Quick facts
Type
Single Family Residence
Style
Colonial, Contemporary, Two Story
Year built
2002
Lot size
0.0574 ac
Stories
2
Heating
Radiant
Cooling
A/C Central - Some
Water
Public
HOA
—
Annual tax
$2,745
MLS #
2617717R
County
Middlesex
At a glance
Basement
Dishwasher
Home features
Appliances
DishwasherDryerGas Range/OvenMicrowaveRefrigeratorRangeWasherGas Water Heater
Interior
Bath FullOther Room(s)Family RoomUtility RoomEntrance FoyerKitchenBath HalfLiving RoomDining Room3 Bedrooms
Exterior
Yard
Parking
2 Car WidthDriveway
Kitchen
Eat-in Kitchen
Dining
Living Dining Combo
Master bedroom
1st Floor
Flooring
Carpet, Ceramic Tile, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple
Lot features
See Remarks
Neighborhood — 08861
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 46,782 | 8,832,837 | 299,088,112 |
| Population Change Since1990 | 20.00% | 14.00% | 20.00% |
| Population Density | 8,584 | 1,137 | — |
| Male | 23,392 | 4,307,827 | 147,432,321 |
| Female | 23,390 | 4,525,010 | 151,655,844 |
| Never Married | 12,523 | 1,965,811 | 63,775,926 |
| Married | 14,394 | 3,647,435 | 123,120,365 |
| Separated | 3,833 | 391,239 | 12,639,686 |
| Widowed | 2,051 | 515,172 | 15,467,586 |
| Divorced | 3,067 | 529,393 | 23,075,029 |
| Number Of House Hold | 14,307 | 3,167,345 | 111,826,380 |
| Average House Hold Size | 3.23 | 2.73 | 2.60 |
| Medial Age | 31.78 | 37.15 | 35.46 |
| Median House Hold Income | $41,463 | $63,392 | $48,276 |
| Average House Hold Income | $52,403 | $83,312 | $63,629 |
| P C I | $16,734 | $30,662 | $24,529 |
| M D I | $36,156 | $52,505 | $41,133 |
| A T H E | $45,041 | $61,369 | $50,898 |
| S T R | 7.00% | 7.00% | — |
| W C J | 80.27% | 81.02% | 77.74% |
(Zip) Code
8861
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
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Listing information last refreshed 6/20/2026. Provided courtesy of J.J. ELEK REALTY CO. via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.