CCertihomes
289 Main Street #4E, Spotswood, NJ 08884

$219,000

2 beds 1 baths 868 sqft Built 19640 days on marketActive

About this home

Well maintained and spacious 2-bedroom, 1-bath ground floor condominium featuring hardwood flooring throughout and an updated bathroom with Jacuzzi. Convenient location with easy access. Ideal for an investor seeking a rental property or an owner-occupant looking for comfortable, low-maintenance living. Move-in ready and close to shopping, dining, and major transportation routes. Association monthly fee covers hot & cold water, sewer, heat, insurance, grass and snow removal.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$2,350/mo

Real estate (PITI + HOA + PMI)
$1,994
Principal + interest$1,411
Property tax + insurance$501
PMI / 2nd mortgage$82
Utilities
$414
Heating + cooling$70
Internet + TV + phone$158
Water + sewer + garbage$33
Transportation
$127
Car insurance + maintenance$127
Other (entertainment)
$158
$2,350/mo TLC
Budget$5,000/mo
Remaining after TLC$2,650/mo
Purchase price
$219,000
Down payment
$10,950 (5%)
Loan amount
$208,050
APR
7.19%

Quick facts

Type
Condo/TH
Style
Remarks
Year built
1964
Lot size
0.0484 ac
Stories
2
Heating
Baseboard
Cooling
Wall Unit(s)
Water
Public
HOA
Annual tax
$3,223
MLS #
2662359M
County
Middlesex

At a glance

Dishwasher

Home features

Appliances
DishwasherElectric Range/OvenExhaust FanRefrigeratorGas Water Heater
Interior
2 BedroomsDining RoomBath FullKitchenLiving RoomNone
Kitchen
Not Eat-in Kitchen
Dining
Living Dining Combo
Flooring
Carpet, Ceramic Tile
Roof
Asphalt
Sewer
Public Sewer
Ownership
Condominium

Lot features

Near Shopping

Neighborhood — 08884

MetricThis ZIPCountyUSA
Population7,8948,832,837299,088,112
Population Change Since19903.00%14.00%20.00%
Population Density3,1561,137
Male3,8284,307,827147,432,321
Female4,0664,525,010151,655,844
Never Married1,4441,965,81163,775,926
Married3,7253,647,435123,120,365
Separated166391,23912,639,686
Widowed625515,17215,467,586
Divorced464529,39323,075,029
Number Of House Hold3,0983,167,345111,826,380
Average House Hold Size2.542.732.60
Medial Age39.4737.1535.46
Median House Hold Income$61,994$63,392$48,276
Average House Hold Income$77,145$83,312$63,629
P C I$30,276$30,662$24,529
M D I$51,446$52,505$41,133
A T H E$58,915$61,369$50,898
S T R7.00%7.00%
W C J74.78%81.02%77.74%
(Zip) Code
8884

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 6/25/2026. Provided courtesy of HOME ACCESS REALTY via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

289 Main Street #4E · Spotswood — $219,000 · Certihomes