CCertihomes
402 Thomas Street, Perth Amboy, NJ 08861

$784,999

4 beds 3 baths 2,240 sqft Built 201013 days on marketActive

About this home

Welcome to this stunning, move-in-ready home that truly shows like a model! This beautifully maintained 4-bedroom, 2.5-bath residence offers the perfect blend of space, comfort, and style. Step inside to a bright and inviting layout featuring a spacious living room, formal dining room, and beautifully appointed interiors throughout. The kitchen and living areas flow seamlessly, making this home ideal for both everyday living and entertaining. The fully finished walkout basement provides incredible bonus spaceperfect for a recreation room, home office, gym, media room, or extended living needs. Upstairs, you'll find generously sized bedrooms, including a spacious primary suite, along with well-designed bathrooms for comfort and convenience. Step outside to enjoy a private backyard oasis complete with a deckideal for summer BBQs, relaxing mornings, or entertaining guests. With exceptional curb appeal, pride of ownership throughout, and so much more to offer, this is a home you do not want to miss.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$7,207/mo

Real estate (PITI + HOA + PMI)
$6,945
Principal + interest$5,057
Property tax + insurance$1,594
PMI / 2nd mortgage$294
Utilities
$614
Heating + cooling$145
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$145
Car insurance + maintenance$145
Other (entertainment)
$158
$7,207/mo TLC
Budget$7,707/mo
Remaining after TLC$500/mo
Purchase price
$784,999
Down payment
$39,250 (5%)
Loan amount
$745,749
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Colonial, Two Story
Year built
2010
Lot size
0.1228 ac
Stories
2
Heating
Forced Air
Cooling
Central Air
Water
Public
HOA
Annual tax
$9,609
MLS #
2618267R
County
Middlesex

At a glance

Air conditioning
Basement
Garage (1)

Home features

Appliances
DryerGas Range/OvenMicrowaveRefrigeratorRangeWasherKitchen Exhaust FanGas Water Heater
Interior
KitchenBath HalfLiving RoomDining RoomFamily Room4 BedroomsLaundry RoomBath MainBath OtherAttic
Exterior
Open Porch(es)DeckPatioEnclosed Porch(es)Fencing/WallYard
Parking
Concrete2 Car WidthGarageAttachedBuilt-In GarageDetachedDriveway
Patio & porch
PorchDeckPatioEnclosed
Kitchen
Granite/Corian CountertopsKitchen Exhaust FanKitchen IslandPantryEat-in Kitchen
Dining
Formal Dining Room
Master bedroom
Sitting AreaFull BathWalk-In Closet(s)
Spa
Bath
Flooring
Ceramic Tile, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Corner Lot

Neighborhood — 08861

MetricThis ZIPCountyUSA
Population46,7828,832,837299,088,112
Population Change Since199020.00%14.00%20.00%
Population Density8,5841,137
Male23,3924,307,827147,432,321
Female23,3904,525,010151,655,844
Never Married12,5231,965,81163,775,926
Married14,3943,647,435123,120,365
Separated3,833391,23912,639,686
Widowed2,051515,17215,467,586
Divorced3,067529,39323,075,029
Number Of House Hold14,3073,167,345111,826,380
Average House Hold Size3.232.732.60
Medial Age31.7837.1535.46
Median House Hold Income$41,463$63,392$48,276
Average House Hold Income$52,403$83,312$63,629
P C I$16,734$30,662$24,529
M D I$36,156$52,505$41,133
A T H E$45,041$61,369$50,898
S T R7.00%7.00%
W C J80.27%81.02%77.74%
(Zip) Code
8861

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 6/30/2026. Provided courtesy of EXP REALTY, LLC via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.