CCertihomes
48 2nd Street, Somerville, NJ 08876

$495,000

4 beds 1 baths 1,244 sqft Built 19004 days on marketActive

About this home

Welcome to this thoughtfully renovated 4-bedroom, 1-bath home in Somerville Boro. The interior features a newer kitchen with updated finishes, a renovated bathroom, updated flooring throughout, and newer central air conditioning, combining modern updates with everyday functionality. The well-designed layout offers comfortable living spaces with plenty of natural light, creating a warm and inviting atmosphere. Conveniently located near downtown Somerville, shopping, restaurants, parks, schools, and major highways, this move-in-ready home offers easy access to everyday amenities and commuting routes. Property is being sold strictly as-is. Schedule your private showing today and experience all this home has to offer.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$4,702/mo

Real estate (PITI + HOA + PMI)
$4,409
Principal + interest$3,189
Property tax + insurance$1,034
PMI / 2nd mortgage$186
Utilities
$527
Heating + cooling$102
Internet + TV + phone$157
Water + sewer + garbage$58
Transportation
$112
Car insurance + maintenance$112
Other (entertainment)
$157
$4,702/mo TLC
Budget$5,202/mo
Remaining after TLC$500/mo
Purchase price
$495,000
Down payment
$24,750 (5%)
Loan amount
$470,250
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Colonial, Two Story
Year built
1900
Lot size
0.155 ac
Stories
2
Heating
Forced Air
Cooling
Central Air
Water
Public
HOA
Annual tax
$6,481
MLS #
2618506R
County
Somerset

At a glance

Air conditioning
Basement

Home features

Appliances
Gas Range/OvenMicrowaveRefrigeratorRangeGas Water Heater
Interior
KitchenLiving RoomBath FullDining Room4 BedroomsNone
Exterior
Open Porch(es)Deck
Parking
2 Car Width
Patio & porch
PorchDeck
Kitchen
Eat-in Kitchen
Dining
Living Dining Combo
Flooring
Ceramic Tile, See Remarks
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

See Remarks

Neighborhood — 08876

MetricThis ZIPCountyUSA
Population30,0118,832,837299,088,112
Population Change Since199027.00%14.00%20.00%
Population Density1,7961,137
Male14,8714,307,827147,432,321
Female15,1404,525,010151,655,844
Never Married6,3661,965,81163,775,926
Married13,0443,647,435123,120,365
Separated986391,23912,639,686
Widowed1,683515,17215,467,586
Divorced1,960529,39323,075,029
Number Of House Hold11,0943,167,345111,826,380
Average House Hold Size2.632.732.60
Medial Age38.4137.1535.46
Median House Hold Income$78,598$63,392$48,276
Average House Hold Income$96,732$83,312$63,629
P C I$37,332$30,662$24,529
M D I$63,077$52,505$41,133
A T H E$68,715$61,369$50,898
S T R7.00%7.00%
W C J84.14%81.02%77.74%
(Zip) Code
8876

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 7/2/2026. Provided courtesy of GILD REALTY LLC via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

48 2nd Street · Somerville — $495,000 · Certihomes