CCertihomes
26 Charles Street, Metuchen, NJ 08840

$549,900

2 beds 2 baths 908 sqft Built 19203 days on marketActive

About this home

Nestled in one of Metuchen's most desirable neighborhoods, this recently renovated 2-bedroom, 2-bath home blends classic charm with modern updates. A welcoming front porch offers the perfect place to relax and enjoy the neighborhood. The main level features a comfortable living room, formal dining room, and an updated kitchen designed for everyday living. Upstairs, you'll find two bedrooms and a full bathroom. The finished basement includes a full bathroom, laundry area, and additional finished space, providing added functionality and storage. Thoughtfully updated and move-in ready, this home is ideally located just minutes from the Metuchen train station, highly rated schools, vibrant downtown, shopping, dining, parks, and major highways, offering the perfect combination of comfort, convenience, and location.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$5,204/mo

Real estate (PITI + HOA + PMI)
$4,934
Principal + interest$3,542
Property tax + insurance$1,186
PMI / 2nd mortgage$206
Utilities
$487
Heating + cooling$82
Internet + TV + phone$157
Water + sewer + garbage$58
Transportation
$129
Car insurance + maintenance$129
Other (entertainment)
$157
$5,204/mo TLC
Budget$5,704/mo
Remaining after TLC$500/mo
Purchase price
$549,900
Down payment
$27,495 (5%)
Loan amount
$522,405
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Colonial
Year built
1920
Lot size
0.1019 ac
Stories
2
Heating
Auxiliary Electric Heat
Cooling
None
Water
Public
HOA
Annual tax
$7,908
MLS #
2700181R
County
Middlesex

At a glance

Basement
Garage (1)
Dishwasher

Home features

Appliances
DishwasherDryerElectric Range/OvenRefrigeratorElectric Water Heater
Interior
KitchenLiving RoomOther Room(s)Dining Room2 BedroomsBath MainNone
Exterior
Open Porch(es)Patio
Parking
ConcreteGarageOff Site
Patio & porch
PorchPatio
Kitchen
Separate Dining Area
Dining
Formal Dining Room
Flooring
Wood
Roof
Wood
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Level

Neighborhood — 08840

MetricThis ZIPCountyUSA
Population12,5058,832,837299,088,112
Population Change Since19908.00%14.00%20.00%
Population Density3,9731,137
Male6,1484,307,827147,432,321
Female6,3574,525,010151,655,844
Never Married2,4091,965,81163,775,926
Married5,9623,647,435123,120,365
Separated248391,23912,639,686
Widowed685515,17215,467,586
Divorced714529,39323,075,029
Number Of House Hold4,6383,167,345111,826,380
Average House Hold Size2.692.732.60
Medial Age38.8337.1535.46
Median House Hold Income$91,148$63,392$48,276
Average House Hold Income$116,452$83,312$63,629
P C I$43,580$30,662$24,529
M D I$71,699$52,505$41,133
A T H E$78,902$61,369$50,898
S T R7.00%7.00%
W C J78.69%81.02%77.74%
(Zip) Code
8840

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 7/5/2026. Provided courtesy of SIGNATURE REALTY NJ via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

26 Charles Street · Metuchen — $549,900 · Certihomes