CCertihomes
720 Mary Street, Perth Amboy, NJ 08861

$400,000

2 beds 2 baths 860 sqft Built 19192 days on marketActive

About this home

Welcome to this well-kept 2-bedroom, 2-bath home on a quiet street in Perth Amboy. The home offers a bright, easy-to-live-in layout with an eat-in kitchen, two full baths, and a bonus room in the back that's perfect for a home office, playroom, or hobby space. Enjoy a fenced backyard with a deck, plus a long driveway, oversized garage, and storage shed for extra storage. Just minutes from parks, shopping, restaurants, schools, the waterfront, and NJ Transit, this home offers comfort, convenience, and easy access to major roads and Staten Island.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$4,021/mo

Real estate (PITI + HOA + PMI)
$3,678
Principal + interest$2,577
Property tax + insurance$951
PMI / 2nd mortgage$150
Utilities
$488
Heating + cooling$82
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$145
Car insurance + maintenance$145
Other (entertainment)
$158
$4,021/mo TLC
Budget$5,000/mo
Remaining after TLC$979/mo
Purchase price
$400,000
Down payment
$20,000 (5%)
Loan amount
$380,000
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Bungalow, Ranch
Year built
1919
Lot size
0.1148 ac
Stories
1
Heating
Radiant-Hot Water, Radiators-Hot Water
Cooling
Ceiling Fan(s), Wall Unit(s), Window Unit(s), Attic Fan
Water
Public
HOA
Annual tax
$6,712
MLS #
2700425R
County
Middlesex

At a glance

Basement
Garage (1)

Home features

Appliances
DryerGas Range/OvenRefrigeratorRangeWasherGas Water Heater
Interior
2 BedroomsKitchenLaundry RoomBath HalfLiving RoomBath FullBath MainNone
Exterior
BarbecueCurbsOutbuilding(s)DeckPatioScreen/Storm WindowStorage Shed
Community
Curbs
Parking
NoneGarageAttachedBuilt-In GarageDetached
Patio & porch
DeckPatio
Kitchen
Eat-in Kitchen
Flooring
Carpet, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Flag Lot

Neighborhood — 08861

MetricThis ZIPCountyUSA
Population46,7828,832,837299,088,112
Population Change Since199020.00%14.00%20.00%
Population Density8,5841,137
Male23,3924,307,827147,432,321
Female23,3904,525,010151,655,844
Never Married12,5231,965,81163,775,926
Married14,3943,647,435123,120,365
Separated3,833391,23912,639,686
Widowed2,051515,17215,467,586
Divorced3,067529,39323,075,029
Number Of House Hold14,3073,167,345111,826,380
Average House Hold Size3.232.732.60
Medial Age31.7837.1535.46
Median House Hold Income$41,463$63,392$48,276
Average House Hold Income$52,403$83,312$63,629
P C I$16,734$30,662$24,529
M D I$36,156$52,505$41,133
A T H E$45,041$61,369$50,898
S T R7.00%7.00%
W C J80.27%81.02%77.74%
(Zip) Code
8861

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 7/11/2026. Provided courtesy of EXP REALTY, LLC via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.