CCertihomes
640 Elizabeth Street, Perth Amboy, NJ 08861

$749,000

0 beds 0 baths 2,141 sqft Built 19090 days on marketActive

About this home

Nice 3 Family Income producing property. Don miss your opportunity to live on 3rd Floor Apt. with 2 large rooms in above attic, to be used for storage or extra space. Other 2 Apartments are being rented below market due to long term tenants.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$6,805/mo

Real estate (PITI + HOA + PMI)
$6,528
Principal + interest$4,825
Property tax + insurance$1,422
PMI / 2nd mortgage$281
Utilities
$618
Heating + cooling$147
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$145
Car insurance + maintenance$145
Other (entertainment)
$158
$6,805/mo TLC
Budget$7,305/mo
Remaining after TLC$500/mo
Purchase price
$749,000
Down payment
$37,450 (5%)
Loan amount
$711,550
APR
7.19%

Quick facts

Type
3 Family
Style
Year built
1909
Lot size
0.0654 ac
Stories
3
Heating
Baseboard Hotwater
Cooling
See Remarks
Water
Public
HOA
Annual tax
$7,983
MLS #
2700689R
County
Middlesex

At a glance

Basement

Home features

Appliances
Water Heater(Gas)Water HeaterUnit 1(Range/Oven)Unit 2(Range/Oven)Unit 3(Range/Oven)
Interior
Unit 1(2 BedroomsKitchen1 BathLiving Room)Unit 2(2 BedroomsKitchen1 BathLiving Room)Unit 3(2 BedroomsKitchen1 Bath)
Exterior
BarbecuePorch(es) - OpenStorage ShedPorch
Parking
On Street
Patio & porch
Porch(es) - OpenPorch
Accessibility
Unit 1 Accessibility FeaturesUnit 2 Accessibility FeaturesUnit 3 Accessibility Features
Roof
Asphalt
Sewer
Public Sewer, Sewer Charge
Ownership
Fee Simple

Lot features

Level

Neighborhood — 08861

MetricThis ZIPCountyUSA
Population46,7828,832,837299,088,112
Population Change Since199020.00%14.00%20.00%
Population Density8,5841,137
Male23,3924,307,827147,432,321
Female23,3904,525,010151,655,844
Never Married12,5231,965,81163,775,926
Married14,3943,647,435123,120,365
Separated3,833391,23912,639,686
Widowed2,051515,17215,467,586
Divorced3,067529,39323,075,029
Number Of House Hold14,3073,167,345111,826,380
Average House Hold Size3.232.732.60
Medial Age31.7837.1535.46
Median House Hold Income$41,463$63,392$48,276
Average House Hold Income$52,403$83,312$63,629
P C I$16,734$30,662$24,529
M D I$36,156$52,505$41,133
A T H E$45,041$61,369$50,898
S T R7.00%7.00%
W C J80.27%81.02%77.74%
(Zip) Code
8861

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 7/16/2026. Provided courtesy of PETRA BEST REALTY LLC via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.