CCertihomes
640 Elizabeth Street, Perth Amboy, NJ 08861

$749,000

0 beds 0 baths 2,141 sqft Built 19091 days on marketActive

About this home

Nice 3 Family home located in Perth Amboy offering an excellent investment opportunity or the perfect owner-occupant setup. Live in one unit while collecting rental income from the other two, helping offset your expenses. Each apartment features two bedrooms, one full bathroom, a Kitchen and a living room. 3rd floor unit will be delivered vacant at closing and offers two extra rooms in attic with separate entrance providing flexibility for storage or other potential uses. The property is being sold strictly as-is. Don't miss this great opportunity to own a multi-family home in desirable Perth Amboy location with strong income potential. Schedule your showing today.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 4% APR.

Your estimated payment
$5,377/mo

Real estate (PITI + HOA + PMI)
$5,100
Principal + interest$3,397
Property tax + insurance$1,422
PMI / 2nd mortgage$281
Utilities
$618
Heating + cooling$147
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$145
Car insurance + maintenance$145
Other (entertainment)
$158
$5,377/mo TLC
Budget$5,877/mo
Remaining after TLC$500/mo
Purchase price
$749,000
Down payment
$37,450 (5%)
Loan amount
$711,550
APR
4%

Quick facts

Type
3 Family
Style
Year built
1909
Lot size
0.0654 ac
Stories
3
Heating
Radiant, Baseboard Hotwater, Central
Cooling
A/C Wall Unit(s),A/C Window Unit(s),See Remarks
Water
Public
HOA
Annual tax
$7,983
MLS #
2700689R
County
Middlesex

At a glance

Basement

Home features

Appliances
Water Heater(See RemarksGas)Water HeaterUnit 1(Range/Oven)Unit 2(Range/Oven)Unit 3(Range/Oven)
Interior
Unit 1(2 BedroomsKitchen1 BathLiving Room)Unit 2(2 BedroomsKitchen1 BathLiving Room)Unit 3(2 BedroomsKitchen1 Bath)
Exterior
BarbecuePatioPorch(es) - OpenStorage ShedPorch
Parking
On Street
Patio & porch
PatioPorch(es) - OpenPorch
Accessibility
Unit 1 Accessibility FeaturesUnit 2 Accessibility FeaturesUnit 3 Accessibility Features
Roof
Asphalt
Sewer
Public Sewer, Sewer Charge
Ownership
Fee Simple

Lot features

Level

Neighborhood — 08861

MetricThis ZIPCountyUSA
Population46,7828,832,837299,088,112
Population Change Since199020.00%14.00%20.00%
Population Density8,5841,137
Male23,3924,307,827147,432,321
Female23,3904,525,010151,655,844
Never Married12,5231,965,81163,775,926
Married14,3943,647,435123,120,365
Separated3,833391,23912,639,686
Widowed2,051515,17215,467,586
Divorced3,067529,39323,075,029
Number Of House Hold14,3073,167,345111,826,380
Average House Hold Size3.232.732.60
Medial Age31.7837.1535.46
Median House Hold Income$41,463$63,392$48,276
Average House Hold Income$52,403$83,312$63,629
P C I$16,734$30,662$24,529
M D I$36,156$52,505$41,133
A T H E$45,041$61,369$50,898
S T R7.00%7.00%
W C J80.27%81.02%77.74%
(Zip) Code
8861

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 7/16/2026. Provided courtesy of PETRA BEST REALTY LLC via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.