CCertihomes
724 Charles Street, Perth Amboy, NJ 08861

$449,999

2 beds 3 baths 1,307 sqft Built 19090 days on marketActive

About this home

Versatility, space, and valueall in one exceptional home! Welcome to this beautifully maintained single-family home offering a rare combination of flexible living space, modern updates, and a fantastic outdoor setting. Featuring 2 spacious bedrooms, 2 full bathrooms, and a convenient half bath, this home is designed to accommodate a variety of lifestyles. One of the standout features is the two full kitchens, providing endless possibilities for entertaining, hosting guests, or creating a flexible living arrangement. Inside, you'll also find bright and inviting living spaces, while the partially finished basement offers additional room for a family room, home office, gym, playroom, or hobby space, with plenty of space for storage and a dedicated laundry area. Step outside into your own private retreat. The large, fully fenced backyard offers plenty of room for gatherings, pets, gardening, or simply enjoying the outdoors. A storage shed adds even more convenience, while the newer Trex front porch enhances the home's curb appeal with low-maintenance durability. Additional improvements include a whole-house water softener system, providing added comfort and peace of mind. Perfectly situated near shopping, restaurants, schools, parks, major highways, NJ Transit, and the vibrant Perth Amboy waterfront, this home offers both convenience and lifestyle. Homes offering this combination of two kitchens, multiple bathrooms, bonus living space, and a fully fenced yard are hard to find. Whether you're looking for extra flexibility, room to grow, or simply a move-in-ready home with unique features, this property checks all the boxes. Don't miss your opportunityschedule your private showing today before it's gone!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$4,430/mo

Real estate (PITI + HOA + PMI)
$4,086
Principal + interest$2,899
Property tax + insurance$1,018
PMI / 2nd mortgage$169
Utilities
$528
Heating + cooling$102
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$145
Car insurance + maintenance$145
Other (entertainment)
$158
$4,430/mo TLC
Budget$5,000/mo
Remaining after TLC$570/mo
Purchase price
$449,999
Down payment
$22,500 (5%)
Loan amount
$427,499
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Remarks, Two Story
Year built
1909
Lot size
0.0981 ac
Stories
2
Heating
Baseboard
Cooling
See Remarks
Water
Public
HOA
Annual tax
$6,741
MLS #
2700723R
County
Middlesex

At a glance

Basement

Home features

Appliances
DryerGas Range/OvenMicrowaveRefrigeratorWasherWater Softener OwnedKitchen Exhaust FanGas Water Heater
Interior
Watersoftener Owned1 BedroomKitchenBath HalfLiving RoomOther Room(s)Dining RoomFamily RoomKitchen SecondBath FullLaundry RoomStorage
Exterior
Open Porch(es)PatioStorage ShedYard
Patio & porch
PorchPatio
Kitchen
2nd KitchenKitchen Exhaust Fan
Dining
Living Dining Combo
Flooring
Ceramic Tile, Laminate
Roof
See Remarks
Sewer
Public Sewer
Ownership
See Remarks

Lot features

See Remarks

Neighborhood — 08861

MetricThis ZIPCountyUSA
Population46,7828,832,837299,088,112
Population Change Since199020.00%14.00%20.00%
Population Density8,5841,137
Male23,3924,307,827147,432,321
Female23,3904,525,010151,655,844
Never Married12,5231,965,81163,775,926
Married14,3943,647,435123,120,365
Separated3,833391,23912,639,686
Widowed2,051515,17215,467,586
Divorced3,067529,39323,075,029
Number Of House Hold14,3073,167,345111,826,380
Average House Hold Size3.232.732.60
Medial Age31.7837.1535.46
Median House Hold Income$41,463$63,392$48,276
Average House Hold Income$52,403$83,312$63,629
P C I$16,734$30,662$24,529
M D I$36,156$52,505$41,133
A T H E$45,041$61,369$50,898
S T R7.00%7.00%
W C J80.27%81.02%77.74%
(Zip) Code
8861

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 7/18/2026. Provided courtesy of TRUE REAL ESTATE GROUP via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.