Closed$630,000
TLC ≈ $5,156/mo
0 2 2,324 sqft
130 Catalpa Avenue, Perth Amboy, NJ 08861
531 Penn Street, Perth Amboy, NJ 08861
$435,000
3 beds 2 baths 1,416 sqft Built 19290 days on marketActive
About this home
Welcome to this cozy 3-bedroom, 1.5-bath Colonial, full of warmth, character, and endless potential in the heart of Perth Amboy. Whether you're a first-time homebuyer or simply looking for a place to make your own, this home offers a wonderful opportunity to create a space that reflects your style while enjoying the convenience of city living. The main level features a welcoming foyer, a bright living room, a formal dining room perfect for gatherings, and a spacious eat-in kitchen. Upstairs, you'll find three generously sized bedrooms and a full bath, providing comfortable living space for family, guests, or a home office. Outside, enjoy a private backyard with a storage shed, offering room for gardening, entertaining, or simply relaxing outdoors. Ideally located close to shopping, restaurants, parks, schools, public transportation, the train station, and major highways. With solid bones, timeless charm, and plenty of opportunity to add your personal touch, this is a home where your vision can truly come to life. Don't miss the chance to make it your ownschedule your private showing today!
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.
Your estimated payment
$4,251/mo
- Real estate (PITI + HOA + PMI)
- $3,897
- Utilities
- $536
- Transportation
- $145
- Other (entertainment)
- $158
Principal + interest$2,802
Property tax + insurance$932
PMI / 2nd mortgage$163
Heating + cooling$106
Internet + TV + phone$158
Water + sewer + garbage$58
Car insurance + maintenance$145
Budget$5,000/mo
Remaining after TLC$749/mo
Purchase price
$435,000
Down payment
$21,750 (5%)
Loan amount
$413,250
APR
7.19%
Quick facts
Type
Single Family Residence
Style
Colonial
Year built
1929
Lot size
0.0574 ac
Stories
2
Heating
Radiators-Hot Water
Cooling
Window Unit(s)
Water
Public
HOA
—
Annual tax
$5,825
MLS #
2770045M
County
Middlesex
At a glance
Basement
Home features
Appliances
DryerGas Range/OvenRefrigeratorWasherGas Water Heater
Interior
BlindsDining RoomBath HalfEntrance FoyerKitchenLiving Room3 BedroomsBath FullNone
Exterior
SidewalkStorage Shed
Community
Sidewalks
Parking
None
Pool
None
Kitchen
Separate Dining Area
Dining
Formal Dining Room
Flooring
Carpet, Ceramic Tile, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple
Lot features
Level, Near Public Transit, Near Shopping, Near Train
Neighborhood — 08861
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 46,782 | 8,832,837 | 299,088,112 |
| Population Change Since1990 | 20.00% | 14.00% | 20.00% |
| Population Density | 8,584 | 1,137 | — |
| Male | 23,392 | 4,307,827 | 147,432,321 |
| Female | 23,390 | 4,525,010 | 151,655,844 |
| Never Married | 12,523 | 1,965,811 | 63,775,926 |
| Married | 14,394 | 3,647,435 | 123,120,365 |
| Separated | 3,833 | 391,239 | 12,639,686 |
| Widowed | 2,051 | 515,172 | 15,467,586 |
| Divorced | 3,067 | 529,393 | 23,075,029 |
| Number Of House Hold | 14,307 | 3,167,345 | 111,826,380 |
| Average House Hold Size | 3.23 | 2.73 | 2.60 |
| Medial Age | 31.78 | 37.15 | 35.46 |
| Median House Hold Income | $41,463 | $63,392 | $48,276 |
| Average House Hold Income | $52,403 | $83,312 | $63,629 |
| P C I | $16,734 | $30,662 | $24,529 |
| M D I | $36,156 | $52,505 | $41,133 |
| A T H E | $45,041 | $61,369 | $50,898 |
| S T R | 7.00% | 7.00% | — |
| W C J | 80.27% | 81.02% | 77.74% |
(Zip) Code
8861
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Open houses
- —
Map & walkability
Open in Google Maps →Recently sold nearby
Listing information last refreshed 7/17/2026. Provided courtesy of EXP REALTY, LLC via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.