CCertihomes
1125 Charter Street, Piscataway, NJ 08854

$625,500

4 beds 2 baths 1,600 sqft Built 19631 days on marketActive

About this home

Spacious Home with Private suite with a Separate Entrance! Don't miss this exceptional opportunity to own a move in condition and versatile home featuring 4 bedrooms and 2 full bathrooms in the main living area. The home offers a welcoming and bright living room, a formal dining room, and an eat-in kitchen, providing plenty of space for everyday living and entertaining. Additional features include a full basement, providing ample storage or the potential for additional living space, along with an oversized one-car garage, offering extra storage and functionality. A major highlight of this property is the private suite, complete with its own separate entrance. This flexible living space includes a living room, 1 large bedroom, 1 full bathroom, and a walk-in closet. The backyard offers ample outdoor space and includes two storage sheds, perfect for gardening equipment, tools, and seasonal storage. This unique property combines functionality, flexibility, and generous living space- an excellent opportunity for homeowners seeking room to grow or accommodate multi-generational living.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$5,763/mo

Real estate (PITI + HOA + PMI)
$5,526
Principal + interest$4,030
Property tax + insurance$1,261
PMI / 2nd mortgage$235
Utilities
$529
Heating + cooling$128
Internet + TV + phone$157
Water + sewer + garbage$58
Transportation
$129
Car insurance + maintenance$129
Other (entertainment)
$157
$5,763/mo TLC
Budget$6,263/mo
Remaining after TLC$500/mo
Purchase price
$625,500
Down payment
$31,275 (5%)
Loan amount
$594,225
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Ranch
Year built
1963
Lot size
Stories
1
Heating
Forced Air
Cooling
Central Air, Ceiling Fan(s)
Water
Public
HOA
Annual tax
$7,632
MLS #
2701674R
County
Middlesex

At a glance

Air conditioning
Basement
Garage
Dishwasher

Home features

Appliances
DishwasherDryerGas Range/OvenMicrowaveRefrigeratorWasherGas Water Heater
Interior
Kitchen4 BedroomsLiving RoomBath MainBath SecondDining RoomFamily RoomAtticNone
Exterior
Storage ShedYard
Parking
2 Car WidthAsphaltAttachedBuilt-In GarageOversizedDetachedGarage Door Opener
Kitchen
Granite/Corian CountertopsEat-in KitchenSeparate Dining Area
Dining
Formal Dining Room
Master bedroom
1st Floor
Flooring
Carpet, Ceramic Tile, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Level

Neighborhood — 08854

MetricThis ZIPCountyUSA
Population54,5128,832,837299,088,112
Population Change Since19909.00%14.00%20.00%
Population Density2,8541,137
Male27,2764,307,827147,432,321
Female27,2364,525,010151,655,844
Never Married13,5301,965,81163,775,926
Married23,4873,647,435123,120,365
Separated2,901391,23912,639,686
Widowed1,843515,17215,467,586
Divorced2,599529,39323,075,029
Number Of House Hold17,7183,167,345111,826,380
Average House Hold Size2.822.732.60
Medial Age33.4337.1535.46
Median House Hold Income$78,885$63,392$48,276
Average House Hold Income$87,948$83,312$63,629
P C I$30,304$30,662$24,529
M D I$63,256$52,505$41,133
A T H E$64,485$61,369$50,898
S T R7.00%7.00%
W C J79.32%81.02%77.74%
(Zip) Code
8854

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 7/28/2026. Provided courtesy of BHHS FOX & ROACH REALTORS via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

1125 Charter Street · Piscataway — $625,500 · Certihomes