CCertihomes
188 Kearny Avenue, Perth Amboy, NJ 08861

$359,000

0 beds 3 baths 2,289 sqft Built 19090 days on marketActive

About this home

Waterfront Section, property is a two family dwelling with full attic that is finished. Property has a closed inground oil tank, seller has paperwork. Functional oil tank in basement. The house needs work, Buyer will be responsible for Cleanout, and all municipal requirements. Driveway access is off alley at rear

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$4,110/mo

Real estate (PITI + HOA + PMI)
$3,687
Principal + interest$2,313
Property tax + insurance$1,239
PMI / 2nd mortgage$135
Utilities
$618
Heating + cooling$147
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$145
Car insurance + maintenance$145
Other (entertainment)
$158
$4,110/mo TLC
Budget$5,000/mo
Remaining after TLC$890/mo
Purchase price
$359,000
Down payment
$17,950 (5%)
Loan amount
$341,050
APR
7.19%

Quick facts

Type
2 Family
Style
Year built
1909
Lot size
0.093 ac
Stories
2
Heating
Radiant, Radiant-Hot Water
Cooling
None
Water
Public
HOA
Annual tax
$9,866
MLS #
2701779R
County
Middlesex

At a glance

Basement
Garage (2)

Home features

Appliances
Water Heater(From Furnace)
Interior
Unit 1(2 BedroomsKitchenLiving Room)Unit 2(4 BedroomsKitchenLiving Room2+ Baths)
Exterior
Porch(es) - OpenPorch
Parking
Garage1-2 Car ParkingPaved
Patio & porch
Porch(es) - OpenPorch
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Easements/Right of Way, See Remarks

Neighborhood — 08861

MetricThis ZIPCountyUSA
Population46,7828,832,837299,088,112
Population Change Since199020.00%14.00%20.00%
Population Density8,5841,137
Male23,3924,307,827147,432,321
Female23,3904,525,010151,655,844
Never Married12,5231,965,81163,775,926
Married14,3943,647,435123,120,365
Separated3,833391,23912,639,686
Widowed2,051515,17215,467,586
Divorced3,067529,39323,075,029
Number Of House Hold14,3073,167,345111,826,380
Average House Hold Size3.232.732.60
Medial Age31.7837.1535.46
Median House Hold Income$41,463$63,392$48,276
Average House Hold Income$52,403$83,312$63,629
P C I$16,734$30,662$24,529
M D I$36,156$52,505$41,133
A T H E$45,041$61,369$50,898
S T R7.00%7.00%
W C J80.27%81.02%77.74%
(Zip) Code
8861

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 7/30/2026. Provided courtesy of EXP REALTY, LLC via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

188 Kearny Avenue · Perth Amboy — $359,000 · Certihomes