CCertihomes
10 Forest Park Terrace Terrace, Monroe, NJ 08831

$649,999

4 beds 2 baths — Built 196938 days on marketActive

About this home

Move-in ready Mill Lake ranch featuring a new roof installed in 2024 with warranty and a beautiful backyard oasis. This well-maintained home offers a functional layout with modern updates throughout, including fresh paint, updated windows and doors, recessed lighting, and ceiling fans. The updated kitchen features granite countertops and black stainless steel appliances, complemented by updated bathrooms and a newer washer and dryer. The converted garage provides flexible additional living space for a variety of uses, along with dedicated storage. Step outside to enjoy the backyard oasis, offering a great space to relax, entertain, or enjoy the outdoors.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 4% APR.

Your estimated payment
$4,646/mo

Real estate (PITI + HOA + PMI)
$4,443
Principal + interest$2,948
Property tax + insurance$1,251
PMI / 2nd mortgage$244
Utilities
$482
Heating + cooling$128
Internet + TV + phone$158
Water + sewer + garbage$34
Transportation
$127
Car insurance + maintenance$127
Other (entertainment)
$158
$4,646/mo TLC
Budget$5,146/mo
Remaining after TLC$500/mo
Purchase price
$649,999
Down payment
$32,500 (5%)
Loan amount
$617,499
APR
4%

Quick facts

Type
Single Family Residence
Style
Ranch
Year built
1969
Lot size
—
Stories
1
Heating
Forced Air
Cooling
Central Air
Water
Public
HOA
—
Annual tax
$6,902
MLS #
2701603R
County
Middlesex

At a glance

Air conditioning

Home features

Appliances
Gas Water Heater
Interior
Kitchen4 BedroomsLiving RoomBath MainBath SecondDining RoomFamily RoomNone
Parking
2 Car Width
Kitchen
Eat-in Kitchen
Dining
Formal Dining Room
Master bedroom
1st Floor
Flooring
Carpet, Ceramic Tile, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

See Remarks

Neighborhood — 08831

MetricThis ZIPCountyUSA
Population41,3788,832,837299,088,112
Population Change Since199039.00%14.00%20.00%
Population Density8471,137—
Male19,4314,307,827147,432,321
Female21,9474,525,010151,655,844
Never Married5,5571,965,81163,775,926
Married21,6803,647,435123,120,365
Separated1,293391,23912,639,686
Widowed4,503515,17215,467,586
Divorced1,925529,39323,075,029
Number Of House Hold17,4823,167,345111,826,380
Average House Hold Size2.302.732.60
Medial Age47.0837.1535.46
Median House Hold Income$66,482$63,392$48,276
Average House Hold Income$85,196$83,312$63,629
P C I$36,960$30,662$24,529
M D I$54,931$52,505$41,133
A T H E$62,833$61,369$50,898
S T R7.00%7.00%—
W C J76.25%81.02%77.74%
(Zip) Code
8831

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 8/4/2026. Provided courtesy of GILD REALTY LLC via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.