Closed$699,999
TLC ≈ $5,755/mo
4 3 2,146 sqft
640 Florida Grove Road, Perth Amboy, NJ 08861
212 Sherman Street, Perth Amboy, NJ 08861
$700,000
6 beds 2 baths 2,184 sqft Built 19740 days on marketActive
About this home
This two-family home in Perth Amboy offers tremendous potential whether you're looking to live in one unit and rent the other or expand your investment portfolio. Both apartments feature three comfortable bedrooms, a welcoming living room, a spacious bath, and a bright eat-in kitchen. The second floor enjoys central AC, while the first floor uses window units. Most utilities are separate, making management simple and cost-effective. Outside, you'll find a 5-car garagea standout feature that opens the door to storage income (buyer must verify), hobby space, or added convenience for tenants. With solid fundamentals and great versatility, this property is a smart move for anyone seeking value and opportunity. There are two active above ground oil tanks in one of the garage units.
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 4% APR.
Your estimated payment
$5,444/mo
- Real estate (PITI + HOA + PMI)
- $5,149
- Utilities
- $618
- Transportation
- $145
- Other (entertainment)
- $158
Principal + interest$3,175
Property tax + insurance$1,711
PMI / 2nd mortgage$263
Heating + cooling$147
Internet + TV + phone$158
Water + sewer + garbage$58
Car insurance + maintenance$145
Budget$5,944/mo
Remaining after TLC$500/mo
Purchase price
$700,000
Down payment
$35,000 (5%)
Loan amount
$665,000
APR
4%
Quick facts
Type
2 Family
Style
—
Year built
1974
Lot size
0.1148 ac
Stories
2
Heating
Baseboard Hotwater
Cooling
A/C Central - Some,A/C Window Unit(s)
Water
Public
HOA
—
Annual tax
$11,956
MLS #
2770241M
County
Middlesex
At a glance
Garage (5)
Home features
Appliances
Water Heater(Electric)Water Heater
Interior
Unit 1(1 Bath3 BedroomsKitchenLiving Room)Unit 2(1 Bath3 BedroomsKitchenLiving Room)
Parking
Detached4(+)Car Parking
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple
Lot features
Level
Neighborhood — 08861
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 46,782 | 8,832,837 | 299,088,112 |
| Population Change Since1990 | 20.00% | 14.00% | 20.00% |
| Population Density | 8,584 | 1,137 | — |
| Male | 23,392 | 4,307,827 | 147,432,321 |
| Female | 23,390 | 4,525,010 | 151,655,844 |
| Never Married | 12,523 | 1,965,811 | 63,775,926 |
| Married | 14,394 | 3,647,435 | 123,120,365 |
| Separated | 3,833 | 391,239 | 12,639,686 |
| Widowed | 2,051 | 515,172 | 15,467,586 |
| Divorced | 3,067 | 529,393 | 23,075,029 |
| Number Of House Hold | 14,307 | 3,167,345 | 111,826,380 |
| Average House Hold Size | 3.23 | 2.73 | 2.60 |
| Medial Age | 31.78 | 37.15 | 35.46 |
| Median House Hold Income | $41,463 | $63,392 | $48,276 |
| Average House Hold Income | $52,403 | $83,312 | $63,629 |
| P C I | $16,734 | $30,662 | $24,529 |
| M D I | $36,156 | $52,505 | $41,133 |
| A T H E | $45,041 | $61,369 | $50,898 |
| S T R | 7.00% | 7.00% | — |
| W C J | 80.27% | 81.02% | 77.74% |
(Zip) Code
8861
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
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Listing information last refreshed 8/18/2026. Provided courtesy of RE/MAX SELECT via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.