CCertihomes
647 Cook Avenue, Middlesex, NJ 08846

$629,900

5 beds 2 baths Built 19550 days on marketActive

About this home

Situated on an oversized lot in an excellent neighborhood directly across from Memorial Field, this spacious Custom Colonial offers an impressive combination of size, flexibility, and outdoor living. Extensively renovated and expanded, the home features generously sized rooms throughout, including a bright, oversized family room with a bow window and wall-mounted TV (included), along with a beautifully updated cherry kitchen featuring quartz countertops, stainless steel appliances, tiled backsplash, and abundant cabinetry. The first floor offers two adjoining rooms that provide excellent flexibility for bedrooms, a home office, playroom, or guest space. Upstairs, you'll find three bedrooms, including an expansive primary bedroom with a large walk-in closet, two additional bedrooms, and a bonus room currently utilized as a spacious dressing room/walk-in closet that could easily be converted into an additional bedroom, creating the potential for a six-bedroom home. Outside, enjoy the expansive fenced backyard with two gazebos, patio, hot tub, and plenty of open lawn space. Ideally located close to schools, shopping, dining, recreation, and major highways, this home offers an exceptional combination of space, convenience, and neighborhood appeal.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$104,277/mo

Real estate (PITI + HOA + PMI)
$104,003
Principal + interest$4,058
Property tax + insurance$99,709
PMI / 2nd mortgage$236
Utilities
$603
Heating + cooling$147
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$112
Car insurance + maintenance$112
Other (entertainment)
$143
$104,277/mo TLC
Budget$104,777/mo
Remaining after TLC$500/mo
Purchase price
$629,900
Down payment
$31,495 (5%)
Loan amount
$598,405
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Colonial, Two Story
Year built
1955
Lot size
0.287 ac
Stories
2
Heating
Zoned, Forced Air, Hot Water
Cooling
Central Air, Ceiling Fan(s)
Water
Public
HOA
Annual tax
$1,188,684
MLS #
2702471R
County
Middlesex

At a glance

Air conditioning
Basement
Dishwasher

Home features

Appliances
DishwasherDryerGas Range/OvenExhaust FanMicrowaveRefrigeratorWasherKitchen Exhaust FanGas Water Heater
Interior
Entrance Foyer2 BedroomsKitchenBath FullDining RoomFamily Room3 BedroomsAtticOther Room(s)Unfinished/Other Room
Exterior
DeckPatioScreen/Storm WindowYard
Community
Hot Tub
Parking
2 Car Width2 Cars DeepDrivewayOn SitePaved
Patio & porch
DeckPatio
Pool
None
Kitchen
Granite/Corian CountertopsKitchen Exhaust FanNot Eat-in Kitchen
Dining
Formal Dining Room
Master bedroom
Walk-In Closet(s)
Spa
CommunityPrivate
Flooring
Ceramic Tile, Laminate
Roof
Asphalt
Sewer
Public Sewer
Ownership
Sole Proprietorship

Lot features

See Remarks, Level

Neighborhood — 08846

MetricThis ZIPCountyUSA
Population13,6578,832,837299,088,112
Population Change Since19909.00%14.00%20.00%
Population Density4,0431,137
Male6,6844,307,827147,432,321
Female6,9734,525,010151,655,844
Never Married2,5831,965,81163,775,926
Married6,0113,647,435123,120,365
Separated352391,23912,639,686
Widowed981515,17215,467,586
Divorced974529,39323,075,029
Number Of House Hold5,0033,167,345111,826,380
Average House Hold Size2.722.732.60
Medial Age37.9537.1535.46
Median House Hold Income$69,439$63,392$48,276
Average House Hold Income$82,714$83,312$63,629
P C I$30,699$30,662$24,529
M D I$56,961$52,505$41,133
A T H E$61,865$61,369$50,898
S T R7.00%7.00%
W C J70.93%81.02%77.74%
(Zip) Code
8846

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 8/10/2026. Provided courtesy of ERA BONIAKOWSKI REAL ESTATE via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

647 Cook Avenue · Middlesex — $629,900 · Certihomes