CCertihomes
4 Ruth Place, Middlesex, NJ 08846

$484,900

3 beds 1 baths 1,085 sqft Built 19520 days on marketActive

About this home

Welcome Home to this Beautiful Updated Cape Cod tucked away on a tranquil street with no-through traffic. The Tastefully updated Kitchen features Maple Cabinets with Granite Countertops & Stainless Steel Appliances. Enjoy a Newly Renovated Bathroom. Gleaming Hardwood Floors on the 1st Floor. The Partially Finished Basement offers a great Recreation Room. The Second level offers a Built-in Office/Desk & Loft area as well as the third bedroom with Built-in Drawers & Closets. Additional Bonus is the Whole House Generator & Updated Electrical Box. Washer & Dryer are also included. Relax and enjoy summer nights on the deck overlooking the parklike fenced in yard. Don't miss this move in ready home, it will not last. Convenient to Train, Schools Highways, Theatres, Shopping, Restaurants & So much more

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$4,866/mo

Real estate (PITI + HOA + PMI)
$4,591
Principal + interest$3,124
Property tax + insurance$1,285
PMI / 2nd mortgage$182
Utilities
$497
Heating + cooling$94
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$112
Car insurance + maintenance$112
Other (entertainment)
$143
$4,866/mo TLC
Budget$5,366/mo
Remaining after TLC$500/mo
Purchase price
$484,900
Down payment
$24,245 (5%)
Loan amount
$460,655
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Cape Cod
Year built
1952
Lot size
0.1435 ac
Stories
3
Heating
Forced Air
Cooling
Central Air
Water
Public
HOA
Annual tax
$9,680
MLS #
2770209M
County
Middlesex

At a glance

Air conditioning
Basement
Dishwasher

Home features

Appliances
DishwasherDryerGas Range/OvenMicrowaveRefrigeratorWasherGas Water Heater
Interior
2 BedroomsBath FullKitchenLiving Room1 BedroomLoftOther Room(s)NoneLibrary/Office
Exterior
DeckFencing/WallStorage ShedYard
Parking
1 Car WidthCrushed StoneGravel
Patio & porch
Deck
Pool
None
Kitchen
Eat-in Kitchen
Master bedroom
1st Floor
Flooring
Carpet, Laminate, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Level, Near Public Transit, Near Shopping, Near Train

Neighborhood — 08846

MetricThis ZIPCountyUSA
Population13,6578,832,837299,088,112
Population Change Since19909.00%14.00%20.00%
Population Density4,0431,137
Male6,6844,307,827147,432,321
Female6,9734,525,010151,655,844
Never Married2,5831,965,81163,775,926
Married6,0113,647,435123,120,365
Separated352391,23912,639,686
Widowed981515,17215,467,586
Divorced974529,39323,075,029
Number Of House Hold5,0033,167,345111,826,380
Average House Hold Size2.722.732.60
Medial Age37.9537.1535.46
Median House Hold Income$69,439$63,392$48,276
Average House Hold Income$82,714$83,312$63,629
P C I$30,699$30,662$24,529
M D I$56,961$52,505$41,133
A T H E$61,865$61,369$50,898
S T R7.00%7.00%
W C J70.93%81.02%77.74%
(Zip) Code
8846

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 8/7/2026. Provided courtesy of BHHS FOX & ROACH REALTORS via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

4 Ruth Place · Middlesex — $484,900 · Certihomes