CCertihomes
4 Rachel Terrace, Piscataway, NJ 08854

$499,000

3 beds 1 baths Built 19600 days on marketActive

About this home

Move-in ready, NE-facing 3 bedroom ranch in an excellent commuter location! Features include an updated kitchen with granite countertops & recessed lighting, wood floors, central air, and a versatile family room/home office/dining room. Enjoy plenty of closet space, a convenient laundry room, and abundant storage. Ceiling fans in the living room and 2 bedrooms add to the comfort of the home. Outside, enjoy a level, fully fenced backyard with a paver patio and sprinkler system ideal for relaxing, entertaining, or play. An oversized detached garage and extra-wide driveway provide plenty of parking and additional storage. Excellent commuter location just minutes to major highways, Edison Train Station with direct service to NYC, shopping, restaurants, parks, and everyday conveniences. Close to a community park featuring pickleball courts, basketball courts, and a playground. A practical, well-maintained home offering the features, outdoor space, parking, and convenient location. Not to be missed!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$4,820/mo

Real estate (PITI + HOA + PMI)
$4,533
Principal + interest$3,215
Property tax + insurance$1,131
PMI / 2nd mortgage$187
Utilities
$533
Heating + cooling$130
Internet + TV + phone$157
Water + sewer + garbage$58
Transportation
$129
Car insurance + maintenance$129
Other (entertainment)
$157
$4,820/mo TLC
Budget$5,320/mo
Remaining after TLC$500/mo
Purchase price
$499,000
Down payment
$24,950 (5%)
Loan amount
$474,050
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Ranch
Year built
1960
Lot size
Stories
1
Heating
Forced Air
Cooling
Central Air, Ceiling Fan(s)
Water
Public
HOA
Annual tax
$7,294
MLS #
2702144R
County
Middlesex

At a glance

Air conditioning
Basement
Garage (1)
Dishwasher

Home features

Appliances
DishwasherDryerGas Range/OvenExhaust FanRefrigeratorWasherWater FilterKitchen Exhaust FanGas Water Heater
Interior
BlindsWater Filter3 BedroomsKitchenLaundry RoomLiving RoomBath FullOther Room(s)Family RoomNone
Exterior
Lawn SprinklersPatioFencing/Wall
Parking
2 Car WidthGarageBuilt-In GarageDetachedGarage Door OpenerDrivewayHard Surface
Patio & porch
Patio
Kitchen
Granite/Corian CountertopsKitchen Exhaust Fan
Dining
Living Dining Combo
Master bedroom
1st Floor
Flooring
Ceramic Tile, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Near Train, See Remarks, Interior Lot, Level

Neighborhood — 08854

MetricThis ZIPCountyUSA
Population54,5128,832,837299,088,112
Population Change Since19909.00%14.00%20.00%
Population Density2,8541,137
Male27,2764,307,827147,432,321
Female27,2364,525,010151,655,844
Never Married13,5301,965,81163,775,926
Married23,4873,647,435123,120,365
Separated2,901391,23912,639,686
Widowed1,843515,17215,467,586
Divorced2,599529,39323,075,029
Number Of House Hold17,7183,167,345111,826,380
Average House Hold Size2.822.732.60
Medial Age33.4337.1535.46
Median House Hold Income$78,885$63,392$48,276
Average House Hold Income$87,948$83,312$63,629
P C I$30,304$30,662$24,529
M D I$63,256$52,505$41,133
A T H E$64,485$61,369$50,898
S T R7.00%7.00%
W C J79.32%81.02%77.74%
(Zip) Code
8854

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 8/11/2026. Provided courtesy of PREMIUMONEREALTY via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

4 Rachel Terrace · Piscataway — $499,000 · Certihomes