CCertihomes
493 Miller Street, Perth Amboy, NJ 08861

$409,900

4 beds 2 baths 1,210 sqft Built 18991 days on marketActive

About this home

This Colonial style property features four bedrooms, living room and dining room combination and one and a half bathrooms with hardwood floors throughout the interior. The kitchen showcases appliances, a gas range, granite countertops, and a tile backsplash that combine function with clean finishes. The main living areas flow together across the wood flooring, creating continuity throughout the residence. A full basement provides additional storage and utility space below grade. The fenced backyard offers a defined outdoor area for the property. The location places this residence near shopping options for everyday convenience. Parks and schools are accessible nearby, making this address practical for residents and those seeking community access. The combination of these neighborhood amenities with the interior features creates a straightforward residential option. Schedule a showing to see this Colonial property and evaluate how its layout and finishes meet your needs.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 4% APR.

Your estimated payment
$3,304/mo

Real estate (PITI + HOA + PMI)
$2,947
Principal + interest$1,859
Property tax + insurance$934
PMI / 2nd mortgage$154
Utilities
$524
Heating + cooling$100
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$145
Car insurance + maintenance$145
Other (entertainment)
$158
$3,304/mo TLC
Budget$5,000/mo
Remaining after TLC$1,696/mo
Purchase price
$409,900
Down payment
$20,495 (5%)
Loan amount
$389,405
APR
4%

Quick facts

Type
Single Family Residence
Style
Colonial
Year built
1899
Lot size
0.0574 ac
Stories
2
Heating
Baseboard, Radiant, Central, See Remarks
Cooling
Ceiling Fan(s), None
Water
Public
HOA
Annual tax
$6,210
MLS #
2702787R
County
Middlesex

At a glance

Basement
Dishwasher

Home features

Appliances
DishwasherGas Range/OvenMicrowaveRefrigeratorRange
Interior
1 BedroomKitchenBath HalfLiving RoomDining Room3 BedroomsBath FullNone
Exterior
Open Porch(es)DeckEnclosed Porch(es)
Parking
None
Patio & porch
PorchDeckEnclosed
Kitchen
Eat-in Kitchen
Dining
Living Dining Combo
Flooring
Wood
Roof
Asphalt
Sewer
Public Available
Ownership
Fee Simple

Neighborhood — 08861

MetricThis ZIPCountyUSA
Population46,7828,832,837299,088,112
Population Change Since199020.00%14.00%20.00%
Population Density8,5841,137
Male23,3924,307,827147,432,321
Female23,3904,525,010151,655,844
Never Married12,5231,965,81163,775,926
Married14,3943,647,435123,120,365
Separated3,833391,23912,639,686
Widowed2,051515,17215,467,586
Divorced3,067529,39323,075,029
Number Of House Hold14,3073,167,345111,826,380
Average House Hold Size3.232.732.60
Medial Age31.7837.1535.46
Median House Hold Income$41,463$63,392$48,276
Average House Hold Income$52,403$83,312$63,629
P C I$16,734$30,662$24,529
M D I$36,156$52,505$41,133
A T H E$45,041$61,369$50,898
S T R7.00%7.00%
W C J80.27%81.02%77.74%
(Zip) Code
8861

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 8/17/2026. Provided courtesy of TOM MARCO REAL ESTATE INC via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.