CCertihomes
20 Albert Drive, Old Bridge, NJ 08857

$540,000

3 beds 2 baths Built 195817 days on marketActive

About this home

Welcome home to this well-maintained 3-bedroom, 1.5-bath split-level, offering a great combination of updates, comfortable living space, and room to grow. This home has been thoughtfully refreshed and is ready for its next owner. The entire home has recently been painted and features brand-new carpeting throughout. Additional improvements include a waterproofed crawl space, newer roof, and newer mechanicals, giving buyers added peace of mind. The split-level layout provides functional living spaces with room for future expansion, allowing you to customize the home as your needs change. Outside, you'll find an attached garage, generous driveway, fenced backyard, and plenty of outdoor space for entertaining, gardening, pets, or relaxing. Conveniently located in Old Bridge, with easy access to shopping, dining, parks, major roadways, and transportation, this home offers both a desirable location and everyday convenience. Perfect for a first-time homebuyer looking for a move-in-ready home or a downsizer seeking manageable living without giving up space, this property offers updates, potential, and a great place to call home. Move right in today and still have room to make it your own tomorrow!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 4% APR.

Your estimated payment
$4,302/mo

Real estate (PITI + HOA + PMI)
$3,989
Principal + interest$2,521
Property tax + insurance$1,260
PMI / 2nd mortgage$208
Utilities
$577
Heating + cooling$134
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$136
Car insurance + maintenance$136
Other (entertainment)
$143
$4,302/mo TLC
Budget$5,000/mo
Remaining after TLC$698/mo
Purchase price
$555,900
Down payment
$27,795 (5%)
Loan amount
$528,105
APR
4%

Quick facts

Type
Single Family Residence
Style
Split Level
Year built
1958
Lot size
0.1492 ac
Stories
3
Heating
Forced Air
Cooling
Central Air, Ceiling Fan(s)
Water
Public
HOA
Annual tax
$7,691
MLS #
2700463R
County
Middlesex

At a glance

Air conditioning
Basement
Garage (1)
Dishwasher

Home features

Appliances
DishwasherDryerGas Range/OvenRefrigeratorRangeWasherGas Water Heater
Interior
Bath HalfLoftFamily RoomKitchenLiving RoomDining Room3 BedroomsBath Full
Exterior
CurbsPatioStorage ShedYard
Community
Curbs
Parking
1 Car WidthGarageAttachedBuilt-In GarageDetachedDrivewayOn Street
Patio & porch
Patio
Kitchen
Eat-in Kitchen
Flooring
Carpet, Ceramic Tile, Wood
Roof
Wood
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Level

Neighborhood — 08857

MetricThis ZIPCountyUSA
Population41,6438,832,837299,088,112
Population Change Since199020.00%14.00%20.00%
Population Density1,7441,137
Male20,5204,307,827147,432,321
Female21,1234,525,010151,655,844
Never Married8,0011,965,81163,775,926
Married19,2653,647,435123,120,365
Separated1,077391,23912,639,686
Widowed1,955515,17215,467,586
Divorced2,331529,39323,075,029
Number Of House Hold14,6963,167,345111,826,380
Average House Hold Size2.812.732.60
Medial Age35.5337.1535.46
Median House Hold Income$75,875$63,392$48,276
Average House Hold Income$84,581$83,312$63,629
P C I$29,943$30,662$24,529
M D I$61,063$52,505$41,133
A T H E$62,830$61,369$50,898
S T R7.00%7.00%
W C J81.05%81.02%77.74%
(Zip) Code
8857

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 8/22/2026. Provided courtesy of SIGNATURE REALTY NJ via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.