CCertihomes
99 Prospect Street, Somerville, NJ 08876

$744,900

3 beds 2 baths 2,447 sqft Built 19578 days on marketActive

About this home

Welcome home to this Raised Ranch Completely renovated (2026) offering 2, 447 sq ft of luxurious living space, a flexible bonus room, and a 2-car built-in garage! The stunning eat-in kitchen features light oak shaker cabinetry, stone countertops, stainless appliances, a Tumbled Carrara marble backsplash, and a sunlit breakfast nook. Wide-plank Natural Light Oak luxury vinyl flooring, and new two-panel solid-wood doors continue throughout the main level. The expansive basement provides huge upside waterproofed and ready to finish into ideal future living space, and home gym, or recreation room. The main level boasts wide-plank Natural Light Oak luxury vinyl flooring, a striking stone fireplace with a raised hearth, and new solid wood doors. The primary suite is a true retreat with a custom large closet and a designer ensuite showcasing a glass-enclosed shower, black fixtures, brushed-gold accents, and 3D oak-reeded fluted tile. Situated in Somerville's prestigious West End, known for expansive lots, deep setbacks, and unmatched privacy. Commuter's dream with instant access to Routes 287, 78, 22, and 202/206, A stone's throw away to the vibrant downtown, NJ Transit, Shopping Dining and Lounging

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 4% APR.

Your estimated payment
$6,304/mo

Real estate (PITI + HOA + PMI)
$6,076
Principal + interest$3,605
Property tax + insurance$2,173
PMI / 2nd mortgage$298
Utilities
$621
Heating + cooling$149
Internet + TV + phone$157
Water + sewer + garbage$58
Transportation
$112
Car insurance + maintenance$112
Other (entertainment)
$157
$6,304/mo TLC
Budget$6,804/mo
Remaining after TLC$500/mo
Purchase price
$794,900
Down payment
$39,745 (5%)
Loan amount
$755,155
APR
4%

Quick facts

Type
Single Family Residence
Style
Ranch
Year built
1957
Lot size
0.32 ac
Stories
1
Heating
Baseboard, Radiant
Cooling
Central Air, Ceiling Fan(s)
Water
Public
HOA
Annual tax
$16,345
MLS #
2703465R
County
Somerset

At a glance

Air conditioning
Fireplace
Basement
Garage (2)
Dishwasher

Home features

Appliances
DishwasherGas Range/OvenMicrowaveRefrigeratorRangeGas Water Heater
Interior
3 BedroomsKitchenLiving RoomBath MainDining RoomNone
Exterior
Patio
Parking
2 Car WidthGarageAttachedBuilt-In GarageDetachedGarage Door Opener
Patio & porch
Patio
Fireplace
Wood Burning
Kitchen
Eat-in Kitchen
Dining
Formal Dining Room
Flooring
Ceramic Tile, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Level

Neighborhood — 08876

MetricThis ZIPCountyUSA
Population30,0118,832,837299,088,112
Population Change Since199027.00%14.00%20.00%
Population Density1,7961,137
Male14,8714,307,827147,432,321
Female15,1404,525,010151,655,844
Never Married6,3661,965,81163,775,926
Married13,0443,647,435123,120,365
Separated986391,23912,639,686
Widowed1,683515,17215,467,586
Divorced1,960529,39323,075,029
Number Of House Hold11,0943,167,345111,826,380
Average House Hold Size2.632.732.60
Medial Age38.4137.1535.46
Median House Hold Income$78,598$63,392$48,276
Average House Hold Income$96,732$83,312$63,629
P C I$37,332$30,662$24,529
M D I$63,077$52,505$41,133
A T H E$68,715$61,369$50,898
S T R7.00%7.00%
W C J84.14%81.02%77.74%
(Zip) Code
8876

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 8/30/2026. Provided courtesy of RE/MAX PINNACLE via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.