CCertihomes
124 kearny Avenue, Perth Amboy, NJ 08861

$649,900

4 beds 4 baths 2,250 sqft Built 19090 days on marketActive

About this home

Welcome to this spacious Colonial offering 4 bedrooms and 3.5 bathrooms, ideally located in Perth Amboy's waterfront neighborhood. The main level features a formal dining room and a warm, welcoming living room perfect for everyday living and entertaining.The finished attic provides three additional rooms and a full bathroom, offering flexible space for a home office, recreation room, guest area, or additional storage. The full finished basement provides even more room for entertaining or relaxing. It also features an updated full bathroom and a convenient laundry area.Recent improvements include newer windows, roof, water heater, and heating system.The exterior is just as impressive, featuring a detached one-car garage, driveway parking for approximately five or more vehicles, an above-ground pool, a front patio, and beautiful landscaping ideal for gardening, relaxing, and enjoying the outdoors.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 4% APR.

Your estimated payment
$4,807/mo

Real estate (PITI + HOA + PMI)
$4,543
Principal + interest$2,948
Property tax + insurance$1,351
PMI / 2nd mortgage$244
Utilities
$568
Heating + cooling$147
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$145
Car insurance + maintenance$145
Other (entertainment)
$158
$4,807/mo TLC
Budget$5,307/mo
Remaining after TLC$500/mo
Purchase price
$649,900
Down payment
$32,495 (5%)
Loan amount
$617,405
APR
4%

Quick facts

Type
Single Family Residence
Style
Colonial
Year built
1909
Lot size
Stories
3
Heating
Radiators-Hot Water
Cooling
Ceiling Fan(s), Wall Unit(s), None
Water
Public
HOA
Annual tax
$8,135
MLS #
2704260R
County
Middlesex

At a glance

Fireplace
Basement
Garage (1)

Home features

Appliances
DryerGas Range/OvenRefrigeratorRangeWasherGas Water Heater
Interior
Entrance FoyerKitchenBath HalfLiving RoomDining Room4 BedroomsBath FullOther Room(s)Additional Bath
Exterior
Open Porch(es)DeckPatioDoor(s)-Storm/ScreenFencing/WallYard
Parking
CommonGarageDetachedOn Site
Patio & porch
PorchDeckPatio
Pool
Above Ground
Fireplace
Gas
Kitchen
Pantry
Dining
Formal Dining Room
Flooring
Carpet, Laminate, Wood
Roof
See Remarks
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Interior Lot

Neighborhood — 08861

MetricThis ZIPCountyUSA
Population46,7828,832,837299,088,112
Population Change Since199020.00%14.00%20.00%
Population Density8,5841,137
Male23,3924,307,827147,432,321
Female23,3904,525,010151,655,844
Never Married12,5231,965,81163,775,926
Married14,3943,647,435123,120,365
Separated3,833391,23912,639,686
Widowed2,051515,17215,467,586
Divorced3,067529,39323,075,029
Number Of House Hold14,3073,167,345111,826,380
Average House Hold Size3.232.732.60
Medial Age31.7837.1535.46
Median House Hold Income$41,463$63,392$48,276
Average House Hold Income$52,403$83,312$63,629
P C I$16,734$30,662$24,529
M D I$36,156$52,505$41,133
A T H E$45,041$61,369$50,898
S T R7.00%7.00%
W C J80.27%81.02%77.74%
(Zip) Code
8861

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 9/10/2026. Provided courtesy of HOMESMART FIRST ADVANTAGE RLTY via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

124 kearny Avenue · Perth Amboy — $649,900 · Certihomes