No photo
Closed$67,859,312
TLC ≈ $466,752/mo
0 0 56,473 sqft
234 Testing Commercial Listing Lane SE, Fords, NJ 08863
676 Charles Street, Perth Amboy, NJ 08861
$574,999
0 beds 2 baths 2,200 sqft Built 19090 days on marketActive
About this home
Welcome to 676 Charles Street, a well maintained and previously updated two family home offering an excellent opportunity for both owner occupants and investors in Perth Amboy. Featuring a total of 5 bedrooms and 2 full bathrooms across two separate units, this property provides flexible living arrangements along with strong existing rental income. Currently generating $4, 835 per month, or approximately $58, 020 in annual gross income, the property offers immediate income potential for an investor. For a first time or owner occupant buyer, live in one unit while collecting rent from the other to help offset monthly housing expenses. The home has benefited from previous updates and offers spacious living areas, updated kitchens, comfortable bedrooms and abundant natural light. Outside, enjoy a beautiful backyard offering plenty of space for entertaining, gatherings, or simply relaxing and enjoying your own outdoor retreat. Whether you're looking to expand your rental portfolio or take advantage of the benefits of multifamily homeownership, 676 Charles Street presents an opportunity to own an income producing two family property in Perth Amboy. Schedule your private showing today!
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 4% APR.
Your estimated payment
$4,497/mo
- Real estate (PITI + HOA + PMI)
- $4,155
- Utilities
- $618
- Transportation
- $145
- Other (entertainment)
- $158
Principal + interest$2,608
Property tax + insurance$1,331
PMI / 2nd mortgage$216
Heating + cooling$147
Internet + TV + phone$158
Water + sewer + garbage$58
Car insurance + maintenance$145
Budget$5,000/mo
Remaining after TLC$503/mo
Purchase price
$574,999
Down payment
$28,750 (5%)
Loan amount
$546,249
APR
4%
Quick facts
Type
2 Family
Style
—
Year built
1909
Lot size
0.0574 ac
Stories
3
Heating
Baseboard
Cooling
A/C Window Unit(s)
Water
Public
HOA
—
Annual tax
$8,711
MLS #
2704715R
County
Middlesex
At a glance
Basement
Home features
Appliances
Water Heater(See RemarksGas)Water HeaterUnit 1(Range/OvenRefrigerator)Unit 2(Range/OvenRefrigerator)
Interior
Unit 1(2 BedroomsKitchenLiving Room)Unit 2(3 BedroomsKitchen1 BathLiving RoomDen/Family Room)
Exterior
Porch(es) - OpenPorch
Patio & porch
Porch(es) - OpenPorch
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple
Lot features
Near Shopping, Near Train, See Remarks
Neighborhood — 08861
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 46,782 | 8,832,837 | 299,088,112 |
| Population Change Since1990 | 20.00% | 14.00% | 20.00% |
| Population Density | 8,584 | 1,137 | — |
| Male | 23,392 | 4,307,827 | 147,432,321 |
| Female | 23,390 | 4,525,010 | 151,655,844 |
| Never Married | 12,523 | 1,965,811 | 63,775,926 |
| Married | 14,394 | 3,647,435 | 123,120,365 |
| Separated | 3,833 | 391,239 | 12,639,686 |
| Widowed | 2,051 | 515,172 | 15,467,586 |
| Divorced | 3,067 | 529,393 | 23,075,029 |
| Number Of House Hold | 14,307 | 3,167,345 | 111,826,380 |
| Average House Hold Size | 3.23 | 2.73 | 2.60 |
| Medial Age | 31.78 | 37.15 | 35.46 |
| Median House Hold Income | $41,463 | $63,392 | $48,276 |
| Average House Hold Income | $52,403 | $83,312 | $63,629 |
| P C I | $16,734 | $30,662 | $24,529 |
| M D I | $36,156 | $52,505 | $41,133 |
| A T H E | $45,041 | $61,369 | $50,898 |
| S T R | 7.00% | 7.00% | — |
| W C J | 80.27% | 81.02% | 77.74% |
(Zip) Code
8861
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
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Listing information last refreshed 9/17/2026. Provided courtesy of REALTY OF AMERICA via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.