Closed$469,500
TLC ≈ $4,120/mo
3 1 1,085 sqft
4 Ruth Place, Middlesex, NJ 08846
314 2nd Street, Middlesex, NJ 08846
$450,000
3 beds 2 baths 1,040 sqft Built 19590 days on marketActive
About this home
Welcome to your next home! This ranch sits on an oversized lot and offers forced hot air, central air conditioning, a wood burning fireplace, and a whole house speaker system. There are plenty of opportunities for updating such as kitchen, floors, finding the basement or even expanding. This home also features a large attached one car garage and a spacious basement with plenty of storage and excellent potential for future finishing. The basement includes a half bath, sump pump for added water management, and Washer/ dryer hookups (W/D & hot tub are not included in the sale) Enjoy the benefits of a convenient Middlesex location, close to local shopping, dining, parks, schools, and everyday amenities, with easy access to major roadways for commuting throughout central New Jersey. With solid existing features, an oversized lot, and plenty of opportunity to make the space your own, this home is ready for its next owner. Some photos are enhanced to show the property's potential after renovation.
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 4% APR.
Your estimated payment
$3,548/mo
- Real estate (PITI + HOA + PMI)
- $3,260
- Utilities
- $497
- Transportation
- $112
- Other (entertainment)
- $143
Principal + interest$2,041
Property tax + insurance$1,050
PMI / 2nd mortgage$169
Heating + cooling$94
Internet + TV + phone$143
Water + sewer + garbage$58
Car insurance + maintenance$112
Budget$5,000/mo
Remaining after TLC$1,452/mo
Purchase price
$450,000
Down payment
$22,500 (5%)
Loan amount
$427,500
APR
4%
Quick facts
Type
Single Family Residence
Style
Ranch
Year built
1959
Lot size
0.3902 ac
Stories
1
Heating
Central, Forced Air
Cooling
Central Air
Water
Public
HOA
—
Annual tax
$7,257
MLS #
2705274R
County
Middlesex
At a glance
Air conditioning
Fireplace
Basement
Garage (1)
Dishwasher
Home features
Appliances
DishwasherGas Range/OvenMicrowaveRangeGas Water Heater
Interior
3 BedroomsBath FullNone
Exterior
Storage Shed
Parking
ConcreteGarageBuilt-In GarageDetached
Fireplace
Wood Burning
Kitchen
Eat-in Kitchen
Flooring
Ceramic Tile, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple
Neighborhood — 08846
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 13,657 | 8,832,837 | 299,088,112 |
| Population Change Since1990 | 9.00% | 14.00% | 20.00% |
| Population Density | 4,043 | 1,137 | — |
| Male | 6,684 | 4,307,827 | 147,432,321 |
| Female | 6,973 | 4,525,010 | 151,655,844 |
| Never Married | 2,583 | 1,965,811 | 63,775,926 |
| Married | 6,011 | 3,647,435 | 123,120,365 |
| Separated | 352 | 391,239 | 12,639,686 |
| Widowed | 981 | 515,172 | 15,467,586 |
| Divorced | 974 | 529,393 | 23,075,029 |
| Number Of House Hold | 5,003 | 3,167,345 | 111,826,380 |
| Average House Hold Size | 2.72 | 2.73 | 2.60 |
| Medial Age | 37.95 | 37.15 | 35.46 |
| Median House Hold Income | $69,439 | $63,392 | $48,276 |
| Average House Hold Income | $82,714 | $83,312 | $63,629 |
| P C I | $30,699 | $30,662 | $24,529 |
| M D I | $56,961 | $52,505 | $41,133 |
| A T H E | $61,865 | $61,369 | $50,898 |
| S T R | 7.00% | 7.00% | — |
| W C J | 70.93% | 81.02% | 77.74% |
(Zip) Code
8846
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
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Listing information last refreshed 9/28/2026. Provided courtesy of NJ ELITE GROUP LLC via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.