CCertihomes
450 mechanic Street, Perth Amboy, NJ 08861

$299,000

3 beds 3 baths 1,404 sqft0 days on marketActive

About this home

Location, Location, Location! Opportunity awaits in the heart of Perth Amboy! This 3-bedroom, 2-bath Colonial is conveniently located near Middlesex College's Perth Amboy Center, shopping, dining, and the waterfront, with easy access to public transportation and major roadways. Featuring an attic and basement, this home offers additional space and plenty of potential for your ideas. Bring your vision, add your personal touches, and make the most of everything this location has to offer! This One Will Not Last.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 4% APR.

Your estimated payment
$2,684/mo

Real estate (PITI + HOA + PMI)
$2,279
Principal + interest$1,356
Property tax + insurance$811
PMI / 2nd mortgage$112
Utilities
$536
Heating + cooling$106
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$145
Car insurance + maintenance$145
Other (entertainment)
$158
$2,684/mo TLC
Budget$5,000/mo
Remaining after TLC$2,316/mo
Purchase price
$299,000
Down payment
$14,950 (5%)
Loan amount
$284,050
APR
4%

Quick facts

Type
Single Family Residence
Style
Colonial
Year built
—
Lot size
0.0574 ac
Stories
2
Heating
Baseboard, Radiant
Cooling
Window Unit(s)
Water
Public
HOA
—
Annual tax
$5,832
MLS #
2705472R
County
Middlesex

At a glance

Basement

Home features

Appliances
Gas Range/OvenRefrigeratorRangeWasherKitchen Exhaust FanGas Water Heater
Interior
KitchenLiving RoomBath FullDining Room2 Bedrooms1 BedroomAttic
Exterior
Open Porch(es)DeckPatioEnclosed Porch(es)Storage Shed
Parking
None
Patio & porch
PorchDeckPatioEnclosed
Kitchen
Kitchen Exhaust FanNot Eat-in KitchenSeparate Dining Area
Dining
Formal Dining Room
Flooring
Carpet, Ceramic Tile
Roof
Asphalt
Sewer
Public Available
Ownership
Fee Simple

Lot features

Near Shopping

Neighborhood — 08861

MetricThis ZIPCountyUSA
Population46,7828,832,837299,088,112
Population Change Since199020.00%14.00%20.00%
Population Density8,5841,137—
Male23,3924,307,827147,432,321
Female23,3904,525,010151,655,844
Never Married12,5231,965,81163,775,926
Married14,3943,647,435123,120,365
Separated3,833391,23912,639,686
Widowed2,051515,17215,467,586
Divorced3,067529,39323,075,029
Number Of House Hold14,3073,167,345111,826,380
Average House Hold Size3.232.732.60
Medial Age31.7837.1535.46
Median House Hold Income$41,463$63,392$48,276
Average House Hold Income$52,403$83,312$63,629
P C I$16,734$30,662$24,529
M D I$36,156$52,505$41,133
A T H E$45,041$61,369$50,898
S T R7.00%7.00%—
W C J80.27%81.02%77.74%
(Zip) Code
8861

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 9/30/2026. Provided courtesy of PREMIER HOMES PROS via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

450 mechanic Street · Perth Amboy — $299,000 · Certihomes