CCertihomes
358 Rector Street #315, Perth Amboy, NJ 08861

$359,999

2 beds 2 baths 1,260 sqft Built 200617 days on marketActive

About this home

Ready to enjoy waterfront living. Do not miss the opportunity to make this beautiful 2-bedroom, 2-full-bath home in Perth Amboy's waterfront community your own!Featuring spacious 10-foot ceilings and a comfortable, inviting layout, this home is ready to welcome its next owner. The unit also includes one deeded parking space in a gated garage, providing added convenience and security. Enjoy convenient access to NYC, with bus service just steps from the building and the Perth Amboy train station nearby. Commuters will also appreciate easy access to major roadways, including Route 440, I-287, Route 1, the New Jersey Turnpike, and the Garden State Parkway all within minutes.Come experience the waterfront lifestyle and see this beautiful home for yourself!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 4% APR.

Your estimated payment
$3,098/mo

Real estate (PITI + HOA + PMI)
$2,747
Principal + interest$1,633
Property tax + insurance$979
PMI / 2nd mortgage$135
Utilities
$474
Heating + cooling$100
Internet + TV + phone$158
Water + sewer + garbage$33
Transportation
$145
Car insurance + maintenance$145
Other (entertainment)
$158
$3,098/mo TLC
Budget$5,000/mo
Remaining after TLC$1,902/mo
Purchase price
$359,999
Down payment
$18,000 (5%)
Loan amount
$341,999
APR
4%

Quick facts

Type
Condo/TH
Style
Remarks
Year built
2006
Lot size
1.227 ac
Stories
1
Heating
Forced Air
Cooling
Central Air
Water
Public
HOA
—
Annual tax
$7,274
MLS #
2705515R
County
Middlesex

At a glance

Air conditioning
Garage (1)
Dishwasher

Home features

Appliances
DishwasherDryerGas Range/OvenMicrowaveRefrigeratorRangeWasherGas Water Heater
Interior
FirealarmNone
Parking
1 Car WidthGarageAttachedGarage Door OpenerDeckAssignedCovered
Kitchen
Not Eat-in Kitchen
Dining
Living Dining Combo
Accessibility
Elevator
Security
Fire Alarm
Flooring
Ceramic Tile, Wood
Roof
See Remarks
Sewer
Public Sewer
Ownership
Condominium

Lot features

See Remarks

Neighborhood — 08861

MetricThis ZIPCountyUSA
Population46,7828,832,837299,088,112
Population Change Since199020.00%14.00%20.00%
Population Density8,5841,137—
Male23,3924,307,827147,432,321
Female23,3904,525,010151,655,844
Never Married12,5231,965,81163,775,926
Married14,3943,647,435123,120,365
Separated3,833391,23912,639,686
Widowed2,051515,17215,467,586
Divorced3,067529,39323,075,029
Number Of House Hold14,3073,167,345111,826,380
Average House Hold Size3.232.732.60
Medial Age31.7837.1535.46
Median House Hold Income$41,463$63,392$48,276
Average House Hold Income$52,403$83,312$63,629
P C I$16,734$30,662$24,529
M D I$36,156$52,505$41,133
A T H E$45,041$61,369$50,898
S T R7.00%7.00%—
W C J80.27%81.02%77.74%
(Zip) Code
8861

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 9/30/2026. Provided courtesy of REAL via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.