Closed$889,000
TLC ≈ $5,533/mo
5 3 —
420 Mountainview Terrace, Dunellen, NJ 08812
4 Richard Terrace, Piscataway, NJ 08854
$495,000
4 beds 3 baths — Built 19730 days on marketActive
About this home
Showings Start 10-19-26. Bring your vision to this livable 4-bedroom, 2.5 ba bilevel in Piscataway! Offered at $495K, this home presents an opportunity for investors, renovators, and 1st-time home buyers to update over time and make improvements to suit their own style and budget. The Solar Panel reduces electricity bills, very advantageous in these days of high cost living. The flexible layout includes a family room and a study with potential for an additional bedroom, subject to township approval. A spacious 0.357 acre lot offers room for outdoor enjoyment and potential expansion, subject to zoning and required approvals. Located just a few blocks from Dunellen Train Station, with rail connections to NYC. The kitchen, bathrooms, front door, and steps need updateing-an opportunity to personalize the home and build potential equity through improvements. Proof of funds and pre-approval required. Property sold strictly AS IS. Seller will make no repairs. Buyer is responsible for obtaining the township CCO and competing any required work. Buyer to verify solar-panel ownership, agreement terms, and savings.
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 4% APR.
Your estimated payment
$3,926/mo
- Real estate (PITI + HOA + PMI)
- $3,638
- Utilities
- $533
- Transportation
- $129
- Other (entertainment)
- $157
Principal + interest$2,245
Property tax + insurance$1,207
PMI / 2nd mortgage$186
Heating + cooling$130
Internet + TV + phone$157
Water + sewer + garbage$58
Car insurance + maintenance$129
Budget$5,000/mo
Remaining after TLC$1,074/mo
Purchase price
$495,000
Down payment
$24,750 (5%)
Loan amount
$470,250
APR
4%
Quick facts
Type
Single Family Residence
Style
Bi-Level
Year built
1973
Lot size
—
Stories
2
Heating
Baseboard Hotwater
Cooling
Window Unit(s)
Water
Public
HOA
—
Annual tax
$8,273
MLS #
2705850R
County
Middlesex
At a glance
Garage (1)
Dishwasher
Home features
Appliances
DishwasherDryerGas Range/OvenRefrigeratorWasherGas Water Heater
Interior
1 BedroomBath HalfDenFamily RoomUtility Room3 BedroomsBath FullBath MainBath SecondAttic
Parking
1 Car WidthGarageAttachedDrivewayOn Site
Kitchen
Eat-in KitchenSeparate Dining Area
Dining
Formal Dining Room
Master bedroom
Full Bath
Flooring
Ceramic Tile, Wood, Laminate
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple
Lot features
Near Train, Cul-De-Sac, Level
Neighborhood — 08854
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 54,512 | 8,832,837 | 299,088,112 |
| Population Change Since1990 | 9.00% | 14.00% | 20.00% |
| Population Density | 2,854 | 1,137 | — |
| Male | 27,276 | 4,307,827 | 147,432,321 |
| Female | 27,236 | 4,525,010 | 151,655,844 |
| Never Married | 13,530 | 1,965,811 | 63,775,926 |
| Married | 23,487 | 3,647,435 | 123,120,365 |
| Separated | 2,901 | 391,239 | 12,639,686 |
| Widowed | 1,843 | 515,172 | 15,467,586 |
| Divorced | 2,599 | 529,393 | 23,075,029 |
| Number Of House Hold | 17,718 | 3,167,345 | 111,826,380 |
| Average House Hold Size | 2.82 | 2.73 | 2.60 |
| Medial Age | 33.43 | 37.15 | 35.46 |
| Median House Hold Income | $78,885 | $63,392 | $48,276 |
| Average House Hold Income | $87,948 | $83,312 | $63,629 |
| P C I | $30,304 | $30,662 | $24,529 |
| M D I | $63,256 | $52,505 | $41,133 |
| A T H E | $64,485 | $61,369 | $50,898 |
| S T R | 7.00% | 7.00% | — |
| W C J | 79.32% | 81.02% | 77.74% |
(Zip) Code
8854
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
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Listing information last refreshed 10/19/2026. Provided courtesy of LUMINANCE REALTY via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.