CCertihomes
14 Saugtaug Trail, Andover, NJ 07821

$349,998

3 beds 1 baths 1,256 sqft Built 19470 days on marketActive

About this home

What If Home Felt Like A Lake Escape Every Day? Welcome to the Cranberry Lake lifestyle, where panoramic lake views, towering trees & four seasons of recreation create an unforgettable setting in Byram Twp. This character-filled 3 BR, 1 Full Bath retreat offers flexible living highlighted by a desirable 1st-floor Primary Bedroom. The showpiece is a spectacular 4-season Dining Room with pop-up windows, transforming everyday meals into an open-air experience surrounded by nature & gorgeous lake views. Flexible bonus spaces offer options for an office, guests, hobbies & more, while a heated utility room provides valuable storage for lake gear. Private well water, Town-verified 3-bedroom private septic, electric baseboard heat & window A/C complete the essentials. A SEPARATE SECOND PARCEL adds even more space, versatility & possibility. AND HERE'S THE ULTIMATE LAKE-LIFE TWIST: THE SELLER'S BOAT FEATURED IN THE PHOTOS & VIDEO IS AVAILABLE FOR SEPARATE PURCHASE & MAY EVEN BE NEGOTIATED INTO THE HOME SALE WITH THE RIGHT OFFER AN INCREDIBLE OPPORTUNITY TO HIT THE WATER FROM DAY ONE! The house. The land. The lake. Maybe even the boat. This isn't just where you live it's how you live.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 4% APR.

Your estimated payment
$2,790/mo

Real estate (PITI + HOA + PMI)
$2,523
Principal + interest$1,587
Property tax + insurance$805
PMI / 2nd mortgage$131
Utilities
$392
Heating + cooling$48
Internet + TV + phone$130
Water + sewer + garbage$58
Transportation
$112
Car insurance + maintenance$112
Other (entertainment)
$130
$2,790/mo TLC
Budget$5,000/mo
Remaining after TLC$2,210/mo
Purchase price
$349,998
Down payment
$17,500 (5%)
Loan amount
$332,498
APR
4%

Quick facts

Type
Single Family Residence
Style
Cape Cod, Custom Home
Year built
1947
Lot size
0.33 ac
Stories
2
Heating
Baseboard Electric
Cooling
Window Unit(s)
Water
Private, Well
HOA
—
Annual tax
$5,297
MLS #
2705129R
County
Sussex

At a glance

Fireplace
Basement

Home features

Appliances
Electric Range/OvenMicrowaveRefrigeratorElectric Water Heater
Interior
Drapes-See RemarksSkylight1 BedroomKitchenLiving RoomBath OtherOther Room(s)Dining Room2 BedroomsNone
Exterior
Barbecue
Community
Clubhouse
Parking
2 Car WidthAdditional ParkingGravelDriveway
Fireplace
Wood Burning
Kitchen
Eat-in Kitchen
Dining
Formal Dining Room
Master bedroom
1st Floor
Flooring
Carpet, Wood
Roof
Asphalt
Sewer
Septic Tank
Ownership
Fee Simple

Lot features

Near Shopping, See Remarks, Waterview, Wooded

Neighborhood — 07821

MetricThis ZIPCountyUSA
Population16,3358,832,837299,088,112
Population Change Since199013.00%14.00%20.00%
Population Density3081,137—
Male8,1574,307,827147,432,321
Female8,1784,525,010151,655,844
Never Married2,8071,965,81163,775,926
Married8,4643,647,435123,120,365
Separated356391,23912,639,686
Widowed681515,17215,467,586
Divorced818529,39323,075,029
Number Of House Hold4,5863,167,345111,826,380
Average House Hold Size3.442.732.60
Medial Age39.4537.1535.46
Median House Hold Income$89,764$63,392$48,276
Average House Hold Income$103,282$83,312$63,629
P C I$30,859$30,662$24,529
M D I$70,790$52,505$41,133
A T H E$72,509$61,369$50,898
S T R7.00%7.00%—
W C J79.78%81.02%77.74%
(Zip) Code
7821

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 10/15/2026. Provided courtesy of SIGNATURE REALTY NJ via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

14 Saugtaug Trail · Andover — $349,998 · Certihomes