CCertihomes
47 Pemberton Drive, Old Bridge, NJ 07747

$780,000

3 beds 4 baths 2,068 sqft Built 19920 days on marketActive

About this home

$15K Seller Concession toward a rate buydown! Why settle for less space when a lower rate puts more home within reach? The seller is offering to help a qualified buyer buy down their rate, making this spacious 3 bed, 3.5 bath Colonial in Cedar Ridge Estates an even smarter move. Lovingly cared for by its original owners, the home offers over 2k sf plus a full finished basement. The main level has new luxury vinyl plank flooring, living room with wood-burning fireplace, dining room, family room, eat-in kitchen, flexible bonus room and laundry. Upstairs, the primary suite has its own large private bath, plus 2 more bedrooms with hardwood floors and a full bath. The waterproofed basement, with a french drain and sump pump, adds another bonus room and a full bath. Outside, a large wood deck overlooks the wood-fenced backyard and 2-car garage. Updates include new second-level windows, a roof (10 yo), furnace (6 yo), HWH (6 yo) and new AC in 2025. Public water and sewer, plus a low $25/month HOA. Bring your design ideas and make it your own!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 4% APR.

Your estimated payment
$5,810/mo

Real estate (PITI + HOA + PMI)
$5,677
Principal + interest$3,538
Property tax + insurance$1,821
HOA$25
PMI / 2nd mortgage$293
Utilities
$511
Heating + cooling$126
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$124
Car insurance + maintenance$124
Other (entertainment)
$143
$5,810/mo TLC
Budget$6,310/mo
Remaining after TLC$500/mo
Purchase price
$780,000
Down payment
$39,000 (5%)
Loan amount
$741,000
APR
4%

Quick facts

Type
Single Family Residence
Style
Colonial
Year built
1992
Lot size
—
Stories
2
Heating
Forced Air
Cooling
Central Air
Water
Public
HOA
$25 / Monthly
Annual tax
$12,171
MLS #
2707391R
County
Middlesex

At a glance

Air conditioning
Fireplace
Basement
Garage (2)
Dishwasher

Home features

Appliances
DishwasherDryerGas Range/OvenRefrigeratorWasherGas Water Heater
Interior
Cathedral Ceiling(s)Entrance FoyerKitchenLaundry RoomBath HalfLiving RoomOther Room(s)Dining RoomFamily Room3 BedroomsBath FullBath MainNone
Exterior
DeckFencing/Wall
Community
Jog/Bike Path
Parking
AsphaltGarageAttachedDrivewayPaved
Patio & porch
Deck
Pool
None
Fireplace
Wood Burning
Kitchen
Eat-in Kitchen
Dining
Formal Dining Room
Master bedroom
Two SinksFull BathWalk-In Closet(s)
Flooring
Vinyl-Linoleum, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Near Shopping, Near Train, Near Public Transit

Neighborhood — 07747

MetricThis ZIPCountyUSA
Population36,1228,832,837299,088,112
Population Change Since199017.00%14.00%20.00%
Population Density2,7961,137—
Male17,6404,307,827147,432,321
Female18,4824,525,010151,655,844
Never Married6,8311,965,81163,775,926
Married17,3683,647,435123,120,365
Separated791391,23912,639,686
Widowed1,853515,17215,467,586
Divorced1,990529,39323,075,029
Number Of House Hold13,4353,167,345111,826,380
Average House Hold Size2.672.732.60
Medial Age37.4837.1535.46
Median House Hold Income$80,895$63,392$48,276
Average House Hold Income$90,720$83,312$63,629
P C I$34,065$30,662$24,529
M D I$64,640$52,505$41,133
A T H E$65,848$61,369$50,898
S T R7.00%7.00%—
W C J81.54%81.02%77.74%
(Zip) Code
7747

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 11/4/2026. Provided courtesy of REALTY ONE GROUP OPEN DOOR via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.