CCertihomes
358 Rector Street #707, Perth Amboy, NJ 08861

$450,000

2 beds 2 baths 1,241 sqft Built 20061 days on marketActive

About this home

The one you've been waiting for! This PENTHOUSE unit has SPECTACULAR WATERVIEWS from every room! All NEW flooring, UPDATED kitchen with recessed lighting, Primary bedroom with FULL bath and WALKIN closet, NEWER washer and dryer and ALL new light fixtures. 2 INDOOR parking spaces. Elevator building 3/4 mile from NY train and NY bus on the corner. Just minutes to the parkway and the turnpike.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$4,466/mo

Real estate (PITI + HOA + PMI)
$4,199
Principal + interest$2,899
Property tax + insurance$1,131
PMI / 2nd mortgage$169
Utilities
$424
Heating + cooling$100
Internet + TV + phone$158
Water + sewer + garbage$33
Transportation
$145
Car insurance + maintenance$145
Other (entertainment)
$158
$4,466/mo TLC
Budget$5,000/mo
Remaining after TLC$534/mo
Purchase price
$450,000
Down payment
$22,500 (5%)
Loan amount
$427,500
APR
7.19%

Quick facts

Type
Condo/TH
Style
Remarks
Year built
2006
Lot size
Stories
1
Heating
Forced Air
Cooling
Central Air
Water
Public
HOA
Annual tax
$8,120
MLS #
2614633R
County
Middlesex

At a glance

Air conditioning
Garage (2)
Dishwasher

Home features

Appliances
DishwasherDryerGas Range/OvenMicrowaveRefrigeratorWasherGas Water Heater
Interior
FirealarmEntrance Foyer2 BedroomsKitchenLiving RoomBath FullBath MainNone
Community
ElevatorFitness Center
Parking
NoneGarageAttachedAssigned
Kitchen
Granite/Corian CountertopsBreakfast Bar
Master bedroom
Full BathWalk-In Closet(s)
Security
Fire Alarm
Flooring
Carpet, Laminate
Roof
See Remarks
Sewer
Public Sewer
Ownership
Condominium

Lot features

Waterview

Neighborhood — 08861

MetricThis ZIPCountyUSA
Population46,7828,832,837299,088,112
Population Change Since199020.00%14.00%20.00%
Population Density8,5841,137
Male23,3924,307,827147,432,321
Female23,3904,525,010151,655,844
Never Married12,5231,965,81163,775,926
Married14,3943,647,435123,120,365
Separated3,833391,23912,639,686
Widowed2,051515,17215,467,586
Divorced3,067529,39323,075,029
Number Of House Hold14,3073,167,345111,826,380
Average House Hold Size3.232.732.60
Medial Age31.7837.1535.46
Median House Hold Income$41,463$63,392$48,276
Average House Hold Income$52,403$83,312$63,629
P C I$16,734$30,662$24,529
M D I$36,156$52,505$41,133
A T H E$45,041$61,369$50,898
S T R7.00%7.00%
W C J80.27%81.02%77.74%
(Zip) Code
8861

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →
Central Jersey Multiple Listing System, INC

Listing information last refreshed 4/26/2026. Provided courtesy of RE/MAX CENTRAL via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

358 Rector Street #707 · Perth Amboy — $450,000 · Certihomes