CCertihomes
41 Paul Street, Fords, NJ 08863

$725,000

4 beds 2 baths Built 19480 days on marketActive

About this home

Unique opportunity to own two homes on one lot. Live in one, and collect rent to help pay your mortgage and taxes...or rent both units! The front house has a large living room, separate dining area, and spacious kitchen on the first floor, and three bedrooms and one full bath upstairs. The back house is one level, and has one bedroom, a full bath, kitchen and living room. Each house has separate yard space. Both homes were recently renovated, with newer roof, windows, siding, central A/C and forced hot air heat, and water heaters. Both homes have tastefully updated kitchens with quartz countertops and stainless steel appliances, and updated bathrooms. Great location with easy access to public transportation and major highways.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$6,914/mo

Real estate (PITI + HOA + PMI)
$6,670
Principal + interest$4,670
Property tax + insurance$1,728
PMI / 2nd mortgage$272
Utilities
$552
Heating + cooling$114
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$136
Car insurance + maintenance$136
Other (entertainment)
$158
$6,914/mo TLC
Budget$7,414/mo
Remaining after TLC$500/mo
Purchase price
$725,000
Down payment
$36,250 (5%)
Loan amount
$688,750
APR
7.19%

Quick facts

Type
2 Family
Style
Year built
1948
Lot size
0.1148 ac
Stories
2
Heating
Forced Air
Cooling
A/C Central - All, Unit 1(A/C Central), Unit 2(A/C Central)
Water
Public
HOA
Annual tax
$11,841
MLS #
2662361M
County
Middlesex

At a glance

Basement

Home features

Appliances
Water Heater(See Remarks)Water HeaterUnit 1(Range/OvenRefrigerator)Unit 2(Range/OvenRefrigerator)
Interior
Unit 1(1 Bath3 BedroomsDining RoomKitchenLiving Room)Unit 2(1 Bath1 BedroomKitchenLiving Room)
Exterior
SidewalkYard
Community
Sidewalks
Parking
On Street
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Interior Lot, Near Public Transit, Near Shopping

Neighborhood — 08863

MetricThis ZIPCountyUSA
Population14,8498,832,837299,088,112
Population Change Since19908.00%14.00%20.00%
Population Density8,0421,137
Male7,2194,307,827147,432,321
Female7,6304,525,010151,655,844
Never Married2,9061,965,81163,775,926
Married6,7483,647,435123,120,365
Separated521391,23912,639,686
Widowed917515,17215,467,586
Divorced960529,39323,075,029
Number Of House Hold5,6573,167,345111,826,380
Average House Hold Size2.622.732.60
Medial Age37.0237.1535.46
Median House Hold Income$70,869$63,392$48,276
Average House Hold Income$78,507$83,312$63,629
P C I$29,942$30,662$24,529
M D I$57,728$52,505$41,133
A T H E$59,571$61,369$50,898
S T R7.00%7.00%
W C J81.51%81.02%77.74%
(Zip) Code
8863

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 6/25/2026. Provided courtesy of C21 CHARLES SMITH AGENCY, INC via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.