Closed$399,000
TLC ≈ $3,373/mo
2 2 928 sqft
684 Colgate Avenue, Perth Amboy, NJ 08861
684 Colgate Avenue, Perth Amboy, NJ 08861
$399,000
2 beds 2 baths 928 sqft Built 194214 days on marketClosed
About this home
Welcome to 684 Colgate, a charming and incredibly spacious two-bedroom, two-bathroom half duplex in Perth Amboy! Step onto the inviting front porch and into a bright living room featuring recessed lighting, seamlessly flowing into the dining area for easy everyday living and entertaining. Hardwood flooring runs throughout the home, adding warmth and timeless appeal. The updated kitchen is equipped with granite countertops and stainless steel appliances, including a dishwasher, refrigerator, oven, and microwave. Upstairs, you'll find two generously sized bedrooms with spacious closets and hardwood flooring beneath the carpet, along with an updated full bathroom. The expansive basement offers excellent additional space, complete with a second full bathroom, laundry area, and ample storage, plus convenient Bilco door access to the outside. A sump pump and French drain system provide added peace of mind. Enjoy outdoor living in the fully fenced backyard featuring a patio, shed, and plenty of space to relax or entertain. A private driveway completes the package! Come check it out today!
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.
Your estimated payment
$3,870/mo
- Real estate (PITI + HOA + PMI)
- $3,527
- Utilities
- $488
- Transportation
- $145
- Other (entertainment)
- $158
Principal + interest$2,570
Property tax + insurance$807
PMI / 2nd mortgage$150
Heating + cooling$82
Internet + TV + phone$158
Water + sewer + garbage$58
Car insurance + maintenance$145
Budget$5,000/mo
Remaining after TLC$1,130/mo
Purchase price
$399,000
Down payment
$19,950 (5%)
Loan amount
$379,050
APR
7.19%
Quick facts
Type
Single Family Residence
Style
1/2 Duplex, Two Story
Year built
1942
Lot size
0.0574 ac
Stories
2
Heating
Forced Air
Cooling
Central Air, Ceiling Fan(s)
Water
Public
HOA
—
Annual tax
$4,960
MLS #
2614986R
County
Middlesex
At a glance
Air conditioning
Basement
Dishwasher
Home features
Appliances
DishwasherGas Range/OvenMicrowaveRefrigeratorGas Water Heater
Interior
KitchenLiving RoomDining Room2 BedroomsBath MainNone
Exterior
Open Porch(es)PatioStorage Shed
Parking
1 Car WidthConcrete
Patio & porch
PorchPatio
Kitchen
Granite/Corian CountertopsGalley Type
Dining
Living Dining ComboFormal Dining Room
Flooring
Carpet, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple
Lot features
Near Shopping, Near Train, See Remarks, Near Public Transit
Neighborhood — 08861
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 46,782 | 8,832,837 | 299,088,112 |
| Population Change Since1990 | 20.00% | 14.00% | 20.00% |
| Population Density | 8,584 | 1,137 | — |
| Male | 23,392 | 4,307,827 | 147,432,321 |
| Female | 23,390 | 4,525,010 | 151,655,844 |
| Never Married | 12,523 | 1,965,811 | 63,775,926 |
| Married | 14,394 | 3,647,435 | 123,120,365 |
| Separated | 3,833 | 391,239 | 12,639,686 |
| Widowed | 2,051 | 515,172 | 15,467,586 |
| Divorced | 3,067 | 529,393 | 23,075,029 |
| Number Of House Hold | 14,307 | 3,167,345 | 111,826,380 |
| Average House Hold Size | 3.23 | 2.73 | 2.60 |
| Medial Age | 31.78 | 37.15 | 35.46 |
| Median House Hold Income | $41,463 | $63,392 | $48,276 |
| Average House Hold Income | $52,403 | $83,312 | $63,629 |
| P C I | $16,734 | $30,662 | $24,529 |
| M D I | $36,156 | $52,505 | $41,133 |
| A T H E | $45,041 | $61,369 | $50,898 |
| S T R | 7.00% | 7.00% | — |
| W C J | 80.27% | 81.02% | 77.74% |
(Zip) Code
8861
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
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Listing information last refreshed 5/4/2026. Provided courtesy of RE/MAX LIFETIME REALTORS via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.