CCertihomes
11 Karen Street, Spotswood, NJ 08884

$525,000

4 beds 3 baths Built 19690 days on marketActive

About this home

Excellent location with an oversized lot close to major highways and public transportation. This home requires a complete renovation.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$5,550/mo

Real estate (PITI + HOA + PMI)
$5,291
Principal + interest$3,382
Property tax + insurance$1,712
PMI / 2nd mortgage$197
Utilities
$500
Heating + cooling$113
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$127
Car insurance + maintenance$127
Other (entertainment)
$158
$5,550/mo TLC
Budget$6,050/mo
Remaining after TLC$500/mo
Purchase price
$525,000
Down payment
$26,250 (5%)
Loan amount
$498,750
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Fixer Upper, Colonial
Year built
1969
Lot size
Stories
2
Heating
Forced Air
Cooling
Central Air
Water
Public
HOA
Annual tax
$14,072
MLS #
2702079R
County
Middlesex

At a glance

Air conditioning
Fireplace
Basement
Garage (1)
Dishwasher

Home features

Appliances
DishwasherDryerGas Range/OvenMicrowaveRefrigeratorWasherGas Water Heater
Interior
KitchenBath HalfLiving RoomDining RoomFamily Room4 BedroomsAttic
Exterior
PatioSidewalkYard
Community
Sidewalks
Parking
1 Car WidthAsphaltGarageAttachedOn Street
Patio & porch
Patio
Fireplace
Wood Burning
Kitchen
Eat-in Kitchen
Dining
Formal Dining Room
Master bedroom
Full Bath
Flooring
Ceramic Tile, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Irregular Lot

Neighborhood — 08884

MetricThis ZIPCountyUSA
Population7,8948,832,837299,088,112
Population Change Since19903.00%14.00%20.00%
Population Density3,1561,137
Male3,8284,307,827147,432,321
Female4,0664,525,010151,655,844
Never Married1,4441,965,81163,775,926
Married3,7253,647,435123,120,365
Separated166391,23912,639,686
Widowed625515,17215,467,586
Divorced464529,39323,075,029
Number Of House Hold3,0983,167,345111,826,380
Average House Hold Size2.542.732.60
Medial Age39.4737.1535.46
Median House Hold Income$61,994$63,392$48,276
Average House Hold Income$77,145$83,312$63,629
P C I$30,276$30,662$24,529
M D I$51,446$52,505$41,133
A T H E$58,915$61,369$50,898
S T R7.00%7.00%
W C J74.78%81.02%77.74%
(Zip) Code
8884

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 8/4/2026. Provided courtesy of MID-STATE REALTY via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

11 Karen Street · Spotswood — $525,000 · Certihomes