CCertihomes
493 Fayette Street, Perth Amboy, NJ 08861

$309,990

2 beds 2 baths 1,134 sqft Built 19861 days on marketActive

About this home

NO HOA FEE! Welcome to this 3-level home featuring 2 bedrooms, 1.5 baths, a private driveway, garage, backyard, and dedicated laundry area. A great opportunity for first-time homebuyers or investors looking for a property in the heart of Perth Amboy. Conveniently located just minutes from the historic Perth Amboy waterfront and only blocks from the Smith Street train station, with nearby bus transportation and easy access to the Garden State Parkway. Enjoy the convenience of city living with outdoor space, off-street parking, and NO HOA fees!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 4% APR.

Your estimated payment
$2,732/mo

Real estate (PITI + HOA + PMI)
$2,343
Principal + interest$1,406
Property tax + insurance$821
PMI / 2nd mortgage$116
Utilities
$512
Heating + cooling$94
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$145
Car insurance + maintenance$145
Other (entertainment)
$158
$2,732/mo TLC
Budget$5,000/mo
Remaining after TLC$2,268/mo
Purchase price
$309,990
Down payment
$15,500 (5%)
Loan amount
$294,491
APR
4%

Quick facts

Type
Single Family Residence
Style
Two Story
Year built
1986
Lot size
0.0405 ac
Stories
3
Heating
Forced Air
Cooling
Central Air
Water
Public
HOA
Annual tax
$5,959
MLS #
2704045R
County
Middlesex

At a glance

Air conditioning
Garage (1)
Dishwasher

Home features

Appliances
DishwasherDryerGas Range/OvenMicrowaveRefrigeratorRangeWasherGas Water Heater
Interior
Laundry RoomUtility RoomEntrance FoyerKitchenBath HalfLiving Room2 BedroomsBath Main
Parking
1 Car WidthGarageAttachedBuilt-In GarageDetached
Kitchen
Eat-in Kitchen
Flooring
Carpet, Ceramic Tile
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Neighborhood — 08861

MetricThis ZIPCountyUSA
Population46,7828,832,837299,088,112
Population Change Since199020.00%14.00%20.00%
Population Density8,5841,137
Male23,3924,307,827147,432,321
Female23,3904,525,010151,655,844
Never Married12,5231,965,81163,775,926
Married14,3943,647,435123,120,365
Separated3,833391,23912,639,686
Widowed2,051515,17215,467,586
Divorced3,067529,39323,075,029
Number Of House Hold14,3073,167,345111,826,380
Average House Hold Size3.232.732.60
Medial Age31.7837.1535.46
Median House Hold Income$41,463$63,392$48,276
Average House Hold Income$52,403$83,312$63,629
P C I$16,734$30,662$24,529
M D I$36,156$52,505$41,133
A T H E$45,041$61,369$50,898
S T R7.00%7.00%
W C J80.27%81.02%77.74%
(Zip) Code
8861

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 9/8/2026. Provided courtesy of KELLER WILLIAMS ELITE REALTORS via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.