Closed$3,200
TLC ≈ $275/mo
4 1 —
40-42 Raymond Terrace, Elizabeth, NJ 07208
208 Walnut Street, Roselle Park, NJ 07204
$539,000
3 beds 2 baths 1,408 sqft Built 19050 days on marketActive
About this home
Move right into this beautifully updated Colonial which impresses from the outside-in! The meticulously landscaped front yard is a gardener's paradise. Ascend the recently renovated front stairwell into the home's spacious, sun-drenched entry way. A vast living room flows seamlessly into an equally impressive dining room, complete with a stunning, custom built-in butcher block shelving unit. A newer, bright kitchen, with a convenient half-bath, granite countertops, reverse osmosis water filtration system and stainless steel appliances, exits to the sizable fenced backyard with large new storage shed. Head downstairs to the recently finished (2025-2026) walkout basement, complete with large front-load washer/dryer, luxury vinyl floors, abundant closets, large rec room, shelving and newer utilities. Upstairs you will find a beautifully updated full bath and three bedrooms, plus generous storage attic. A newer roof with transferable warranty (2024), newer HVAC and HWH (2022) five-year approved tax abatement (2026) and additional upgrades all add to the home's already substantial appeal! This home is turn-key at its best with a fluid layout and lots of love and positive energy poured into it! Conveniently located near retail, train to New York and major highways.
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 4% APR.
Your estimated payment
$4,307/mo
- Real estate (PITI + HOA + PMI)
- $4,035
- Utilities
- $486
- Transportation
- $127
- Other (entertainment)
- $158
Principal + interest$2,445
Property tax + insurance$1,388
PMI / 2nd mortgage$202
Heating + cooling$81
Internet + TV + phone$158
Water + sewer + garbage$58
Car insurance + maintenance$127
Budget$5,000/mo
Remaining after TLC$693/mo
Purchase price
$539,000
Down payment
$26,950 (5%)
Loan amount
$512,050
APR
4%
Quick facts
Type
Single Family Residence
Style
Colonial
Year built
1905
Lot size
0.1084 ac
Stories
2
Heating
Forced Air
Cooling
Central Air
Water
Public
HOA
—
Annual tax
$10,188
MLS #
2705882R
County
Union
At a glance
Air conditioning
Basement
Dishwasher
Home features
Appliances
DishwasherDryerGas Range/OvenMicrowaveRefrigeratorWasherWater FilterWater Softener OwnedGas Water Heater
Interior
Water FilterWatersoftener OwnedKitchenBath HalfLiving RoomDining Room3 BedroomsBath MainNone
Exterior
CurbsSidewalkFencing/WallStorage ShedYard
Community
CurbsSidewalks
Parking
2 Car WidthAsphalt
Kitchen
Country KitchenSeparate Dining Area
Dining
Living Dining Combo
Flooring
Vinyl-Linoleum
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple
Lot features
Level
Neighborhood — 07204
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 12,986 | 8,832,837 | 299,088,112 |
| Population Change Since1990 | 10.00% | 14.00% | 20.00% |
| Population Density | 10,592 | 1,137 | — |
| Male | 6,307 | 4,307,827 | 147,432,321 |
| Female | 6,679 | 4,525,010 | 151,655,844 |
| Never Married | 3,022 | 1,965,811 | 63,775,926 |
| Married | 5,507 | 3,647,435 | 123,120,365 |
| Separated | 534 | 391,239 | 12,639,686 |
| Widowed | 764 | 515,172 | 15,467,586 |
| Divorced | 734 | 529,393 | 23,075,029 |
| Number Of House Hold | 4,985 | 3,167,345 | 111,826,380 |
| Average House Hold Size | 2.60 | 2.73 | 2.60 |
| Medial Age | 37.75 | 37.15 | 35.46 |
| Median House Hold Income | $63,565 | $63,392 | $48,276 |
| Average House Hold Income | $71,669 | $83,312 | $63,629 |
| P C I | $27,512 | $30,662 | $24,529 |
| M D I | $52,443 | $52,505 | $41,133 |
| A T H E | $55,933 | $61,369 | $50,898 |
| S T R | 7.00% | 7.00% | — |
| W C J | 75.58% | 81.02% | 77.74% |
(Zip) Code
7204
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
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Listing information last refreshed 10/10/2026. Provided courtesy of KELLER WILLIAMS TOWNE SQUARE via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.