CCertihomes
344 Market Street, Perth Amboy, NJ 08861

$495,000

4 beds 2 baths 1,887 sqft Built 189992 days on marketActive

About this home

This charming 4-bedroom, 2-bath home is perfect for a growing or multi-generational family. Thoughtfully updated with an upgraded kitchen, new appliances and bathrooms, beautiful wood floors, and a new water heater, the home offers comfort, functionality, and peace of mind. The spacious layout allows everyone to have their own space, while both a full basement and full attic provide abundant storage or potential for future living or play areas, and private yard. Conveniently located near schools, shopping, and major highways, this home makes everyday life easy. Ideal for first-time buyers or families looking for room to grow, gather, and create lasting memories in a place you can truly call home.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$4,845/mo

Real estate (PITI + HOA + PMI)
$4,490
Principal + interest$3,189
Property tax + insurance$1,115
PMI / 2nd mortgage$186
Utilities
$584
Heating + cooling$130
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$145
Car insurance + maintenance$145
Other (entertainment)
$158
$4,845/mo TLC
Budget$5,345/mo
Remaining after TLC$500/mo
Purchase price
$495,000
Down payment
$24,750 (5%)
Loan amount
$470,250
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Colonial
Year built
1899
Lot size
0.0574 ac
Stories
2
Heating
Radiators-Steam
Cooling
None
Water
Public
HOA
Annual tax
$7,122
MLS #
2661239M
County
Middlesex

At a glance

Basement
Dishwasher

Home features

Appliances
DishwasherDryerGas Range/OvenMicrowaveRefrigeratorWasherGas Water Heater
Interior
1 BedroomBath FullKitchenLiving Room3 BedroomsBath MainAttic
Parking
None
Kitchen
Eat-in Kitchen
Flooring
Ceramic Tile, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple, See Remarks

Lot features

Near Public Transit, Near Shopping, Near Train

Neighborhood — 08861

MetricThis ZIPCountyUSA
Population46,7828,832,837299,088,112
Population Change Since199020.00%14.00%20.00%
Population Density8,5841,137
Male23,3924,307,827147,432,321
Female23,3904,525,010151,655,844
Never Married12,5231,965,81163,775,926
Married14,3943,647,435123,120,365
Separated3,833391,23912,639,686
Widowed2,051515,17215,467,586
Divorced3,067529,39323,075,029
Number Of House Hold14,3073,167,345111,826,380
Average House Hold Size3.232.732.60
Medial Age31.7837.1535.46
Median House Hold Income$41,463$63,392$48,276
Average House Hold Income$52,403$83,312$63,629
P C I$16,734$30,662$24,529
M D I$36,156$52,505$41,133
A T H E$45,041$61,369$50,898
S T R7.00%7.00%
W C J80.27%81.02%77.74%
(Zip) Code
8861

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →
Central Jersey Multiple Listing System, INC

Listing information last refreshed 2/10/2026. Provided courtesy of COLDWELL BANKER REALTY via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

344 Market Street · Perth Amboy — $495,000 · Certihomes